3445 Addison Rd, Geneva, OH 44041 Property Records

Ashtabula County property record for 3445 Addison Rd, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,632 sqft · built 1970
Lot Size	1.59 acres (69,313 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Oct 2026)
Tax Bill	$5,296 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-027-10-099-00`

Property Details

APN / Parcel Number

Primary APN	`17-027-10-099-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,484 sqft
1st Floor Area	1,144 sqft
Basement Area	280 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Frame Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	69,313 sqft (1.59 acres)
Terrain	Low
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3445 ADDISON RD
City	GENEVA
State	OH
Zip	44041-8181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 1--19
Legal Subdivision	GENEVA SEC 01
Legal Lot Number	19
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1005
Census Tract	802

Owner

3445 Addison Rd is owned and occupied by two individuals who bought it in October 2026.

Source: Ashtabula County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3445 ADDISON RD, GENEVA, OH 44041-8181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit LAKEVIEW FCU
Feb 28, 2019	Grant Deed, Transfer ALLODIAL TITLE
Apr 17, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on File
Deed Sale	Oct 1, 2026 · Amount on File
Prior Sale	Apr 17, 2018 · Amount on File
Deed Document Number	20269302
Deed Book / Page	881 / 1936
Prior Transfer Date	Apr 16, 2018
Prior Transfer Doc	0000003650
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Oct 1, 2026
Property Address	3445 ADDISON RD, GENEVA, OH 44041-8181
Document Number	0000009302
Book / Page	881 / 1936
Instrument Date	Sep 30, 2026
Instrument	20269302
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	INFINITY HM TITLE, INFINITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137,360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	3445 ADDISON RD, GENEVA, OH 44041-8181

Mortgage

Document Number	0000009303,
Date	Oct 1, 2026
Instrument	20269303

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	3445 ADDISON RD, GENEVA, OH 44041-8181
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009054
Date	Aug 22, 2022
Book Page	778/2497
Instrument	2022-00009054

Lender

Name	LAKEVIEW FCU
Type	Credit Union
Address	ASHTABULA, OH 44004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 21, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ASHTABULA OH
Recording Date	Feb 28, 2019
Property Address	3445 ADDISON RD, GENEVA, OH 44041-8181
Document Number	0000001809
Book / Page	000677 / 002540
Instrument Date	Feb 26, 2019
Instrument	1809
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	ALLODIAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 ADDISON RD GENEVA OH 440418181, GENEVA, OH 44041-8181

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ASHTABULA OH
Recording Date	Apr 17, 2018
Property Address	3445 ADDISON RD, GENEVA, OH 44041-8181
Document Number	0000003650
Book / Page	000657 / 001856
Instrument Date	Apr 14, 2018
Instrument	3650
Transaction Type	Foreclosure
Record Updated	Aug 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3445 Addison Rd was $5,296.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,296.00	$64,580 Land $9,870 Building $54,710	$184,500 Land $28,200 Building $156,300
2023	$3,068.00 (+22.28%)	$64,580 (+34.18%) Land $9,870 Building $54,710	$184,500 Land $28,200 Building $156,300
2022	$2,509.00	$48,130 Land $7,600 Building $40,530
2020			$137,500 Land $21,700 Building $115,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3445 Addison Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Feb 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3445 Addison Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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