Muskogee County property record for 3444 S 45th St E, Muskogee, OK 74403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 2010 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Mar 2017) |
| Tax Bill | $1,941 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000-09-14N-19E-2-134-21 |
| Primary APN | 0000-09-14N-19E-2-134-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 528 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 140 sqft |
| Patio Area | 50 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 510052698 |
|---|---|
| Street Address | 3444 S 45TH ST E |
| City | MUSKOGEE |
| State | OK |
| Zip | 74403-5376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T14N R19E S09 S SW NW NW |
| Legal Range | 19E |
| Legal Township | 14N |
| Legal Section | 09 |
| Jurisdiction | MUSKOGEE OK |
| Township / Civil Division | MUSKOGEE |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 1302 |
3444 S 45th St E is owned and occupied by two individuals who bought it in March 2017.
Source: Muskogee County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3444 S 45TH ST E, MUSKOGEE, OK 74403-5376 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage COLTEN MORTGAGE |
| Dec 17, 2024 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Mar 17, 2017 | Grant Deed, Transfer AMERICAN BK/OK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2017 · Amount on File |
| Deed Sale | Mar 17, 2017 · Amount on File |
| Prior Sale | Apr 20, 2011 · Amount on File |
| Deed Document Number | 20173092 |
| Deed Book / Page | 4533 / 32 |
| Prior Transfer Date | Mar 16, 2017 |
| Prior Transfer Doc | 0000003092 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKOGEE OK |
| Property Address | 3444 S 45TH ST E, MUSKOGEE, OK 74403-5376 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000010173 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 4873/189 |
| Instrument | 2023-010173 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 2, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKOGEE OK |
| Property Address | 3444 S 45TH ST E, MUSKOGEE, OK 74403-5376 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000000288 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 4781/231 |
| Instrument | 2022-000288 |
| Name | COLTEN MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKOGEE OK |
| Property Address | 3444 S 45TH ST E, MUSKOGEE, OK 74403-5376 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3444 S 45TH ST E, MUSKOGEE, OK 74403-5376 |
| Document Number | 0000012460 |
|---|---|
| Date | Dec 17, 2024 |
| Book Page | 4935/127 |
| Instrument | 2024-012460 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | MCALESTER, OK 74501 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 477 Months |
| Due | Sep 4, 2064 |
| Rate | 5.5% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MUSKOGEE OK |
| Recording Date | Mar 17, 2017 |
| Property Address | 3444 S 45TH ST E, MUSKOGEE, OK 74403-5376 |
| Document Number | 0000003092 |
| Book / Page | 004533 / 000032 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 3092 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2017 |
| Title Company | MUSKOGEE ABSTRACT AND TITLE, MUSKOGEE ABS & TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3444 S 45TH ST E MUSKOGEE OK 744035376, MUSKOGEE, OK 74403-5376 |
| Document Number | 3093 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 004533/000033 |
| Instrument | 3093 |
| Name | AMERICAN BK/OK |
|---|---|
| Type | Bank |
| Address | MUSKOGEE, OK 74403 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 16, 2047 |
The 2025 property tax bill for 3444 S 45th St E was $1,941 with a homeowner's exemption, up 4% from the year before.
Source: Muskogee County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Muskogee County |
| Unified School District | Muskogee Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,174 (+9.77%) Land $2,004 Building $17,170 | $174,314 Land $18,220 Building $156,094 | |
| 2025 | $1,941.00 (+4.02%) Homeowner's exemption | $17,467 (-) Land $1,889 Building $15,578 | |
| 2024 | $1,866.00 (+15.54%) Homeowner's exemption | $17,467 (-0.01%) Land $1,889 Building $15,578 | $212,686 (+11.79%) Land $42,500 Building $170,186 |
| 2023 | $1,615.00 Homeowner's exemption | $17,468 Land $1,650 Building $15,818 | $190,251 Land $15,000 Building $175,251 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3444 S 45th St E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | May 2022 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3444 S 45th St E is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 41% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUSKOGEE CO. RWD #5 serves 4,135 people · EPA ID OK3005107 |
|---|---|
| Water Source | Purchased surface water from MUSKOGEE MUNICIPAL AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ecoLink Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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