3444 Rosehill Ter, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3444 Rosehill Ter, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,596 sqft · built 1974
Lot Size	0.294 acres (12,787 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Apr 2024)
Tax Bill	$5,216 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8813-04-152-014`

Property Details

APN / Parcel Number

Primary APN	`8813-04-152-014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,204 sqft
Basement Area	1,404 sqft
Finished Basement	825 sqft
Unfinished Basement	1,404 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,787 sqft (0.294 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	508 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3444 ROSEHILL TER
City	WATERLOO
State	IA
Zip	50701-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIXON PLACE THIRD ADDITION LOT 54
Legal Range	13W
Legal Township	88N
Legal Section	04
Legal Subdivision	DIXON PLACE THIRD ADDITION
Legal Lot Number	54
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1010
Census Tract	1302

Owner

Source: Black Hawk County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3444 ROSEHILL TER, WATERLOO, IA 50701-4714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Apr 12, 2024	Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Deed Document Number	202412622
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 24, 2026
Property Address	3444 ROSEHILL TER, WATERLOO, IA 50701-4714
Document Number	0000009374
Instrument Date	Jun 18, 2026
Instrument	20269374
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3444 ROSEHILL TER, WATERLOO, IA 50701-4714
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009374,
Date	Jun 24, 2026
Instrument	20269374

Lender

Name	ARVEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 12, 2024
Property Address	3444 ROSEHILL TER, WATERLOO, IA 50701-4714
Document Number	202400012622
Instrument Date	Apr 10, 2024
Instrument	202400012622
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Tax	$455.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3444 ROSEHILL TER, WATERLOO, IA 50701-4714
Investor	Possibly a Property Investor

Mortgage

Document Number	202400012623
Date	Apr 12, 2024
Instrument	202400012623

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

Mortgage

Document Number	202400012623
Date	Apr 12, 2024
Instrument	202400012623

Lender

Name	ARVEST BANK
Type	Bank
Address	PO BOX 399, LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,216.00 Homeowner's exemption	$330,160 (+31.7%) Land $36,390 Building $293,770	$330,160 (+31.7%) Land $36,390 Building $293,770
2024	$5,216.00 (+20.07%)
2023		$250,690 (+21.31%) Land $36,390 Building $214,300	$250,690 (+21.31%) Land $36,390 Building $214,300
2022	$4,344.00 Homeowner's exemption	$206,650 Land $36,390 Building $170,260
2021			$206,650 Land $36,390 Building $170,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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