DeKalb County property record for 3444 Owens Ln, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $417,000 (Sep 2025) |
| Tax Bill | $10,970 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02-425-003 |
| Primary APN | 08-02-425-003 |
|---|
| Lot Area | 10,454 sqft (0.24 acres) |
|---|---|
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Account Number | 0802425003 |
|---|---|
| Street Address | 3444 OWENS LN |
| City | DEKALB |
| State | IL |
| Zip | 60115-8230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 61 - BRIDGES OF RIVERMIST - UNIT 2 |
| Legal Subdivision | BRIDGES OF RIVERMIST |
| Legal Lot Number | 61 |
| Legal Unit | 2 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1004 |
3444 Owens Ln is owned by two individuals who bought it in September 2025.
Source: DeKalb County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 165 BRIARWOOD DR, ELGIN, IL 60120-4746 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING |
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Sep 24, 2025 | Warranty Deed, Transfer · FHA Mortgage GMFS LLC |
| Apr 18, 2018 | Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on File |
| Deed Sale | Sep 24, 2025 · Amount on File |
| Prior Sale | Apr 18, 2018 · Amount on File |
| Deed Document Number | 20257602 |
| Prior Transfer Date | Aug 31, 2005 |
| Prior Transfer Doc | 0000018740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Aug 20, 2026 |
| Property Address | 3444 OWENS LN, DEKALB, IL 60115-8230 |
| Document Number | 0000007490 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20267490 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3444 OWENS LN, DEKALB, IL 60115-8230 |
| Document Number | 0000007490, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 20267490 |
| Name | PLANET HOME LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 5.99% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 3444 OWENS LN, DEKALB, IL 60115-8230 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000014649 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 2021014649 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Sep 24, 2025 |
| Property Address | 3444 OWENS LN, DEKALB, IL 60115-8230 |
| Document Number | 0000007602 |
| Map Reference | DOC 2001010105 |
| Instrument Date | Aug 20, 2025 |
| Instrument | 2025007602 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | UNKNOWN, BARID & EARNER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $417.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3444 OWENS LN, DEKALB, IL 60115-8230 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3444 OWENS LN, DEKALB, IL 60115-8230 |
| Document Number | 0000007603 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025007603 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Apr 18, 2018 |
| Property Address | 3444 OWENS LN, DEKALB, IL 60115-8230 |
| Document Number | 0000003514 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 3514 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $283.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3444 OWENS LN DEKALB IL 601158230, DEKALB, IL 60115-8230 |
| Document Number | 3515 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 3515 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $157,373 (+9.51%) Land $12,245 Building $145,128 | $472,119 (+9.51%) Land $36,735 Building $435,384 | |
| 2024 | $10,970.00 Homeowner's exemption | $143,707 (+14.69%) Land $11,182 Building $132,525 | $431,121 (+14.69%) Land $33,546 Building $397,575 |
| 2023 | $125,301 Land $9,750 Building $115,551 | $375,903 Land $29,250 Building $346,653 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3444 Owens Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3444 Owens Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB serves 40,290 people · EPA ID IL0370100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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