3444 Frontier Rd, Festus, MO 63028 Property Records

Jefferson County property record for 3444 Frontier Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,827 sqft · built 1974
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Last Sale	$374,129 (Oct 2025)
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`118.033.00000067`

Property Details

APN / Parcel Number

Primary APN	`118.033.00000067`
Alternative APN	`1180330 067`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,827 sqft Living Area
1st Floor Area	1,218 sqft
Basement Area	609 sqft
Finished Basement	609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Masonry / Concrete Block
Lot Area	74,052 sqft
Garage Type	Detached
Garage Area	720 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Open Frame Porch
Porch Area	75 sqft
Patio Area	1,004 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3444 FRONTIER RD
City	FESTUS
State	MO
Zip	63028-4645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	DEER TRAILS ESTS LOT 3
Legal Range	5E
Legal Township	41N
Legal Section	33
Legal Subdivision	DEER TRAILS ESTS
Legal Block	1
Legal Lot Number	3
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1006
Census Tract	701001

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3444 FRONTIER RD, FESTUS, MO 63028-4645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2024	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 19, 2024	Quit Claim Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 28, 2020	Deed of Trust, Mortgage GUILD MTG
Jun 1, 2020	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Jan 19, 2024 · Amount on Record
Deed Document Number	202526393
Prior Transfer Date	Mar 15, 2001
Prior Transfer Doc	1056002107
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3444 FRONTIER RD, FESTUS, MO 63028-4645
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3444 FRONTIER RD, FESTUS, MO 63028-4645

Mortgage

Document Number	0000016742
Date	Jul 11, 2024
Instrument	2024R-016742

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 29, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 14, 2025
Property Address	3444 FRONTIER RD, FESTUS, MO 63028-4645
Document Number	0000026393
Map Reference	MB 57 PG 25
Instrument Date	Oct 6, 2025
Instrument	2025R-026393
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 RESERVOIR ST, HERCULANEUM, MO 63048-1037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3444 FRONTIER RD, FESTUS, MO 63028-4645

Mortgage

Document Number	0000026394
Date	Oct 14, 2025
Instrument	2025R-026394

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 19, 2024
Property Address	3444 FRONTIER RD, FESTUS, MO 63028-4645
Document Number	0000001369
Map Reference	MB 57 PG 25
Instrument Date	Jan 16, 2024
Instrument	2024R-001369
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3444 FRONTIER RD, FESTUS, MO 63028-4645

Mortgage

Document Number	0000001370
Date	Jan 19, 2024
Instrument	2024R-001370

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3444 FRONTIER RD, FESTUS, MO 63028-4645
Document Number	0000018816
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	TRUE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3444 FRONTIER RD FESTUS MO 630284645, FESTUS, MO 63028-4645

Mortgage

Document Number	0000018816
Date	Jun 1, 2020
Instrument	18816

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 1, 2020
Property Address	3444 FRONTIER RD, FESTUS, MO 63028-4645
Document Number	0000018815
Instrument Date	May 28, 2020
Instrument	18815
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	TRUE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3444 FRONTIER RD FESTUS MO 630284645, FESTUS, MO 63028-4645

Mortgage

Document Number	18816
Date	Jun 1, 2020
Instrument	18816

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Hillsboro R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,200 (-) Land $3,300 Building $24,900	$148,400 (-) Land $17,400 Building $131,000
2025	$1,731.00 (+7.45%)	$28,200 (+7.22%) Land $3,300 Building $24,900
2024			$148,400 (+7.38%) Land $17,400 Building $131,000
2023	$1,611.00	$26,300 Land $3,300 Building $23,000	$138,200 Land $17,400 Building $120,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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