3444 Eastern Rd, Finksburg, MD 21048 Property Records

Carroll County property record for 3444 Eastern Rd, Finksburg, MD 21048

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,847 sqft · built 2003
Lot Size	0.921 acres (40,114 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2013)
Tax Bill	$6,518 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`04-077091`

Property Details

APN / Parcel Number

Primary APN	`04-077091`
Alternative APNs	`4077091` `077091`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,847 sqft Total Area
Basement Area	975 sqft
Finished Basement	975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,114 sqft (0.921 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	077091
Street Address	3444 EASTERN RD
City	FINKSBURG
State	MD
Zip	21048-2259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 27 - 40114 SF EASTERN RD 46-209 HIGHLAND VIEW ESTS SC 2
Legal Subdivision	HIGHLAND VIEW ESTATES
Legal Lot Number	27
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	4
Census Block	4005
Census Tract	504201

Owner

3444 Eastern Rd is owned and occupied by two individuals who bought it in August 2013.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3444 EASTERN RD, FINKSBURG, MD 21048-2259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 28, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2013 · Amount on File
Deed Sale	Aug 21, 2013 · Amount on File
Prior Sale	May 23, 2003 · Amount on File
Deed Book / Page	7454 / 364
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3444 EASTERN RD, FINKSBURG, MD 21048-2259
Document Number	0088620066
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3444 EASTERN RD FINKSBURG MD 210482259, FINKSBURG, MD 21048-2259

Mortgage

Document Number	0088620066
Date	Nov 13, 2017
Book Page	008862/000066

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	3444 EASTERN RD, FINKSBURG, MD 21048-2259
Document Number	0088750427
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRSTAMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3444 EASTERN RD FINKSBURG MD 210482259, FINKSBURG, MD 21048-2259

Mortgage

Document Number	0088750427
Date	Nov 29, 2017
Book Page	008875/000427

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3444 Eastern Rd was $6,518 with a homeowner's exemption, up 4.7% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,518.00 (+4.74%) Homeowner's exemption	$631,033 (+3.08%)	$668,700 (+9.23%) Land $196,700 Building $472,000
2025	$6,223.00 Homeowner's exemption	$612,200 Land $156,800 Building $455,400	$612,200 Land $156,800 Building $455,400
2023	$5,842.00 Homeowner's exemption	$517,067	$612,200 Land $156,800 Building $455,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3444 Eastern Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1980–2018)
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3444 Eastern Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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