3444 Cypress Point Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3444 Cypress Point Cir, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,460 sqft · built 1996
Lot Size	0.28 acres (12,240 sqft)
Owner	Individual Name on Record
Last Sale	$231,000 (Sep 2020)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`86050`

Property Details

APN / Parcel Number

Primary APN	`86050`
Alternative APN	`162630126400010170`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,460 sqft Heated Area
Gross Area	1,952 sqft
1st Floor Area	1,460 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,240 sqft (0.28 acres)
Lot Dimensions	147 ft deep x 86 ft wide
Garage Type	Finished
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Patio Area	80 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	86050
Street Address	3444 CYPRESS POINT CIR
City	SAINT CLOUD
State	FL
Zip	34772-8886
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	CYPRESS POINT UNIT 1 PB 8 PG 107-108 LOT 17
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CYPRESS POINT UN 1
Legal Tract	1264
Legal Block	1
Legal Lot Number	17
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2001
Census Tract	43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	3444 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8886
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 9, 2020 · Amount on Record
Deed Sale	Sep 9, 2020 · Amount on Record
Prior Sale	Aug 25, 2020
Deed Document Number	2020119713
Deed Book / Page	5789 / 2825
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 9, 2020
Property Address	3444 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8886
Document Number	0057892825
Book / Page	5789 / 2825
Map Reference	MB 8 PG 107&108
Instrument Date	Sep 4, 2020
Instrument	2020119713
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LEADING EDGE TTL OF CTRL FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1036 METCALF AVE, 1036, BRONX, NY 10472-6002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3444 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8886

Mortgage

Document Number	0057892830
Date	Sep 9, 2020
Instrument	5789/2830

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 25, 2020
Property Address	3444 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8886
Document Number	0057801789
Book / Page	005780 / 001789
Instrument Date	Aug 20, 2020
Instrument	112089
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 METCALF AVE GRAND ISLAND NY 14072, GRAND ISLAND, NY 14072

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 25, 2020
Property Address	3444 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8886
Document Number	0057801787
Book / Page	005780 / 001787
Instrument Date	Aug 20, 2020
Instrument	112088
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 METCALF AVE GRAND ISLAND NY 14072, GRAND ISLAND, NY 14072

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,052.00 (+6.45%) Homeowner's exemption	$213,412 (+5.99%)	$292,500 (+5.6%) Land $60,000 Building $232,500
2023	$2,867.00 (+3.76%) Homeowner's exemption	$201,358 (+3%)	$277,000 (+20.43%) Land $55,000 Building $222,000
2022	$2,763.00 Homeowner's exemption	$195,494	$230,000 Land $50,000 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

Nearby Properties on Cypress Point Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures