3443 Richards Xing, Fort Mill, SC 29708 Property Records

York County property record for 3443 Richards Xing, Fort Mill, SC 29708

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,700 sqft · built 2010
Lot Size0.086 acres (3,735 sqft)
OwnerIndividual Name on File
Last Sale$195,006 (Feb 2010)
Tax Bill$1,593 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN655-11-01-346

Property Details

APN / Parcel Number

Primary APN655-11-01-346

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,700 sqft Living Area
Gross Area2,226 sqft
1st Floor Area784 sqft
2nd Floor Area916 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Lot Area3,735 sqft (0.086 acres)
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area238 sqft

Location & Zoning

Street Address3443 RICHARDS XING
CityFORT MILL
StateSC
Zip29708-8946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTND
Legal DescriptionLT 1002 BAXTER WEST PHS XXVI-A
Legal SubdivisionBAXTER
Legal Lot Number1002
JurisdictionYORK SC
Township / Civil DivisionFORT MILL
Census Block Group1
Census Block1001
Census Tract61004

Owner

3443 Richards Xing is owned and occupied by an individual who bought it in February 2010.

Source: York County records, as of May 5, 2026

Owner of RecordIndividual Name on File
Mailing Address3443 RICHARDS XING, FORT MILL, SC 29708-8946
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 15, 2010 · Amount on File
Deed SaleFeb 15, 2010 · Amount on File
Prior SaleOct 27, 2009 · Amount on File
Deed Document Number201091987
Deed Book / Page11264 / 48
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address3443 RICHARDS XING, FORT MILL, SC 29708-8946
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1783800001
DateOct 11, 2019
Book Page17838/001
Instrument2019044343
Lender
NameFOUNDERS FCU
TypeCredit Union
AddressLANCASTER, SC 29720
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 5, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateNov 5, 2026
Change FrequencyMonthly
Min Rate At Change2%
Max Rate At Change5.25%
Index10-Year TN
Margin1
Max Rate9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3443 Richards Xing was $1,593.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,593.00$11,072 Land $2,590 Building $8,482$406,100 Land $95,000 Building $311,100
2023$1,293.00 Additional exemption filed$9,628 Land $3,002 Building $6,626$304,697 Land $95,000 Building $209,697

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3443 Richards Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3443 Richards Xing is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORK COUNTY EAST WD
serves 30,225 people · EPA ID SC4620002
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2023
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Comporium
Fiber · Cable in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

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