Hernando County property record for 3443 Minnow Creek Dr, Hernando Beach, FL 34607 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 1976 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $55,000 (Nov 1998) |
| Tax Bill | $2,733 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-1890-0140-0040 |
| Primary APN | R12-223-16-1890-0140-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 992 sqft |
| Deck Area | 60 sqft |
| Patio Area | 224 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00154059 |
|---|---|
| Street Address | 3443 MINNOW CREEK DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RETREATS UNIT 1 BLK 14 LOTS 4 5 & 6 ORB 368 PG 700 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 1 |
| Legal Block | 14 |
| Legal Lot Number | 4-6 5 |
| Legal Unit | 1 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 41501 |
Source: Hernando County records · APN R12-223-16-1890-0140-0040
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3443 MINNOW CREEK DR, HERNANDO BEACH, FL 34607-2850 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 1998 · Amount on Record |
| Deed Sale | Nov 30, 1998 · Amount on Record |
| Deed Document Number | 0001233111 |
| Deed Book / Page | 1233 / 111 |
| Record Updated | Jun 08, 2026 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,733.00 (+0.92%) Additional exemption filed | $230,934 (+5.99%) | $525,994 (-3.36%) Land $350,424 Building $175,570 |
| 2023 | $217,889 Land $45,588 Building $172,301 | ||
| 2022 | $2,708.00 | $544,281 Land $361,707 Building $182,574 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 412 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WOW Internet, Cable & Phone | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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