3443 Gari Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3443 Gari Ln, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,492 sqft · built 1955
Lot Size	0.303 acres (13,200 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Feb 2025)
Tax Bill	$6,258 (2026)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`013089 15.13-2-19`

Property Details

APN / Parcel Number

Primary APN	`013089 15.13-2-19`
Alternative APNs	`308901501300020190000000` `01501300020190000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area
1st Floor Area	1,492 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	165 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	384 sqft
Carport	Carport
Carport Area	384 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501300020190000000
Street Address	3443 GARI LN
City	SCHENECTADY
State	NY
Zip	12303-4823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 31
Legal Block	2
Legal Lot Number	19.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2006
Census Tract	14606

Owner

3443 Gari Ln is owned by two individuals who bought it in February 2025.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 KING CT, B, SELKIRK, NY 12158-9735
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2025	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Jan 31, 2023	Executor's Deed, Transfer MG TITLE SERVICES, 3G TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2025 · Amount on File
Deed Sale	Feb 10, 2025 · Amount on File
Prior Sale	Jan 31, 2023 · Amount on File
Deed Document Number	20252431
Prior Transfer Date	Oct 7, 2013
Prior Transfer Doc	0030870461
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Feb 10, 2025
Property Address	3443 GARI LN, SCHENECTADY, NY 12303-4823
Document Number	0000000431
Instrument Date	Jan 31, 2025
Instrument	R2025-2431
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CATIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 HOOSICK ST, TROY, NY 12180-2104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 KING CT # B, B, SELKIRK, NY 12158-9735

Mortgage

Document Number	0000000432
Date	Feb 10, 2025
Instrument	R2025-2432

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2055

January 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 31, 2023
Property Address	3443 GARI LN, SCHENECTADY, NY 12303-4823
Document Number	0000000269
Instrument Date	Jan 24, 2023
Instrument	R2023-2269
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	MG TITLE SERVICES, 3G TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3445 GARI LN, SCHENECTADY, NY 12303-4823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 HOOSICK ST, TROY, NY 12180-2104

Tax Assessment & Valuation

The 2026 property tax bill for 3443 Gari Ln was $6,258, down 1.4% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,258.00 (-1.36%)
2025	$6,344.00	$215,000 Land $43,000 Building $172,000	$286,667 Land $57,333 Building $229,334
2023		$215,000 (-) Land $43,000 Building $172,000	$252,941 (+7.06%) Land $50,588 Building $202,353
2022		$215,000 Land $43,000 Building $172,000	$236,264 Land $47,253 Building $189,011
2021	$5,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3443 Gari Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3443 Gari Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Hudson Valley Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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