3442 Ridge Rd, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 3442 Ridge Rd, Schenectady, NY 12302

Property Summary

Property Type	Rural Home
Details	4 bd · 1.5 ba · 2,196 sqft · built 1840
Lot Size	47.1 acres (2,052,112 sqft)
Owner	2 Company Names on Record
Last Sale	$250,000 (May 2019)
Tax Bill	$9,279 (2026)
Deeds & Mortgages	Sep 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422289 8.-1-2`

Property Details

APN / Parcel Number

Primary APN	`422289 8.-1-2`
Alternative APNs	`228900800000010020000000` `C11804`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,196 sqft Living Area
1st Floor Area	1,224 sqft
2nd Floor Area	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	2,052,112 sqft (47.1 acres)
Garage Type	Mixed
Garage Area	1,420 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	54 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	C11804
Street Address	3442 RIDGE RD
City	SCHENECTADY
State	NY
Zip	12302-6110
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RES
Legal Description	HL4G
Legal Subdivision	GLENVILLE
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	2
Census Block	2007
Census Tract	32504

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3442 RIDGE RD, SCHENECTADY, NY 12302-6110
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 7, 2019	Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on Record
Deed Sale	May 7, 2019 · Amount on Record
Deed Document Number	201919783
Deed Book / Page	2010 / 796
Prior Transfer Date	Dec 11, 2012
Prior Transfer Doc	0000008511
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	3442 RIDGE RD, SCHENECTADY, NY 12302-6110
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3442 RIDGE RD, SCHENECTADY, NY 12302-6110

Mortgage

Document Number	0000045078
Date	Sep 13, 2021
Book Page	5143/544
Instrument	202145078

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	236 Months
Due	May 1, 2041

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 7, 2019
Property Address	3442 RIDGE RD, SCHENECTADY, NY 12302-6110
Document Number	0000019783
Book / Page	2010 / 796
Instrument Date	May 3, 2019
Instrument	201919783
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3442 RIDGE RD, 3442, GLENVILLE, NY 12302-6110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 DEAN ST, NISKAYUNA, NY 12309-3902

Mortgage

Document Number	0000019785
Date	May 7, 2019
Instrument	201919785

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Unified School District	Scotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,279.00 (+0.49%)
2025	$9,234.00	$232,500 (-) Land $80,100 Building $152,400	$422,727 (+23.64%) Land $145,636 Building $277,091
2023		$232,500 Land $80,100 Building $152,400	$341,912 Land $117,794 Building $224,118

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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