3442 Raintree Dr, Hudson, NC 28638 Property Records

Caldwell County property record for 3442 Raintree Dr, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,304 sqft · built 1999
Lot Size	0.715 acres (31,160 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Aug 2000)
Tax Bill	$2,082 (2026)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03101H 1 20`

Property Details

APN / Parcel Number

Primary APN	`03101H 1 20`
Alternative APN	`153121`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,304 sqft Heated Area
Gross Area	3,480 sqft
1st Floor Area	1,440 sqft
Upper Floors Area	864 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	31,160 sqft (0.715 acres)
Lot Dimensions	380 ft deep x 82 ft wide
Garage Type	Finished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	153121
Street Address	3442 RAINTREE DR
City	HUDSON
State	NC
Zip	28638-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1822 PG 1343 YR 2013 ST 0.00
Legal Subdivision	RAIN TREE
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2011
Census Tract	31202

Owner

3442 Raintree Dr is owned and occupied by an individual who acquired it in October 2007.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3442 RAINTREE DR, HUDSON, NC 28638-9116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2000 · Amount on File
Deed Sale	Aug 1, 2000 · Amount on File
Prior Sale	May 14, 1999
Deed Book / Page	1307 / 982
Last Transfer Date	Oct 2, 2007
Transfer Doc	0016601093
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Recording Date	May 21, 2026
Property Address	3442 RAINTREE DR, HUDSON, NC 28638-9116
Document Number	0010119083
Book / Page	2165 / 1139
Instrument Date	May 18, 2026
Instrument	202610119083
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3442 RAINTREE DR, HUDSON, NC 28638-9116

Mortgage

Document Number	0010119083,
Date	May 21, 2026
Book Page	2165/1139
Instrument	202610119083

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 3442 Raintree Dr was $2,082, down 21.2% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,082.00 (-21.17%)	$342,300 (-) Land $13,800 Building $328,500
2025	$2,641.00 (+81.76%)	$342,300 Land $13,800 Building $328,500	$342,300 Land $13,800 Building $328,500
2024	$1,453.00
2023		$180,300 (-) Land $13,800 Building $166,500	$180,300 (-) Land $13,800 Building $166,500
2022	$1,354.00	$180,300 Land $13,800 Building $166,500	$180,300 Land $13,800 Building $166,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3442 Raintree Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3442 Raintree Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL CO WATER SYSTEM-SE serves 15,710 people · EPA ID NC0114047
Water Source	Purchased surface water from several systems
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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