3442 Kiesel Rd, Bay City, MI 48706 Property Records

Bay County property record for 3442 Kiesel Rd, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,319 sqft · built 1947
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$180,000 (Sep 2024)
Tax Bill$257 (2026)
Deeds & MortgagesSep 2024 Sale & Mortgage
Feb 2017 Transfer
Flood ZoneZone X (minimal risk)
APN010-018-400-060-00

Property Details

APN / Parcel Number

Primary APN010-018-400-060-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,319 sqft Living Area
1st Floor Area1,055 sqft
Basement Area1,055 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area43,560 sqft (1 acres)
Lot Dimensions297 ft deep x 132 ft wide
Garage Area352 sqft
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3442 KIESEL RD
CityBAY CITY
StateMI
Zip48706-2446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC-2
Legal DescriptionW 1 A OF E 4.50 A OF N 10 A OF E 1/2 OF SE 1/4, SEC 18 T14N R5E
Legal Range05E
Legal Township14N
Legal Section18
JurisdictionBAY MI
Township / Civil DivisionBANGOR
Census Block Group2
Census Block2000
Census Tract285800

Owner

Source: Bay County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address811 S CHILSON ST, BAY CITY, MI 48706-5022
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2024Warranty Deed, Transfer · Commercial Mortgage
UNITED BAY COMMUNITY CU
Feb 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2024 · Amount on Record
Deed SaleSep 19, 2024 · Amount on Record
Prior SaleAug 29, 2013 · Amount on Record
Deed Document Number202410966
Prior Transfer DateFeb 24, 2017
Prior Transfer Doc0032010330
Record UpdatedOct 29, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateSep 19, 2024
Property Address3442 KIESEL RD, BAY CITY, MI 48706-2446
Document Number0000010966
Instrument DateSep 13, 2024
Instrument202410966
Transaction TypeTransfer
Record UpdatedMay 18, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1305 E LINWOOD RD, LINWOOD, MI 48634-9443

Transferred To (Grantee/Buyer)

NameVerified Name
Address811 S CHILSON ST, BAY CITY, MI 48706-5022

Mortgage

Document Number0000010967
DateSep 19, 2024
Instrument202410967
Lender
NameUNITED BAY COMMUNITY CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateFeb 24, 2017
Property Address3442 KIESEL RD, BAY CITY, MI 48706-2446
Document Number0032010330
Book / Page003201 / 000330
Instrument DateFeb 24, 2017
Transaction TypeTransfer
Record UpdatedMay 8, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address31481 BLOCK ST GARDEN CITY MI 481353903, GARDEN CITY, MI 48135-3903

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionBangor Charter Township
Unified School DistrictBangor Township Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Market Value
2026$257.00 (+5.76%)
2024$243.00 (+24.62%)
2022$195.00
2020$196,100

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1983–1986)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 1986 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANGOR-MONITOR METRO DISTRICT
serves 2,971 people · EPA ID MI0000400
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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