Cleveland County property record for 3442 Fallston Rd, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,362 sqft · built 1960 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jul 2017) |
| Tax Bill | $1,072 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29065 |
| Primary APN | 29065 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,362 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 59,677 sqft (1.37 acres) |
| Garage Type | Carport |
| Garage Area | 260 sqft |
| Carport | Carport |
| Carport Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Storage Building | 91 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1316012 |
|---|---|
| Street Address | 3442 FALLSTON RD |
| City | SHELBY |
| State | NC |
| Zip | 28150-9263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 1.37 AC HWY 18E |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950800 |
3442 Fallston Rd is owned and occupied by two individuals who bought it in July 2017.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3442 FALLSTON RD, SHELBY, NC 28150-9263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jul 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2017 · Amount on File |
| Deed Sale | Jul 17, 2017 · Amount on File |
| Deed Document Number | 20172000-002698 |
| Deed Book / Page | 1746 / 1942 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 3442 FALLSTON RD, SHELBY, NC 28150-9263 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0018641708 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 1864/1708 |
| Instrument | 200068140 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 17, 2017 |
| Property Address | 3442 FALLSTON RD, SHELBY, NC 28150-9263 |
| Document Number | 0017461942 |
| Book / Page | 1746 / 1942 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 2000-002698 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 626 E SANDERS RD, 626, SHELBY, NC 28150-7839 |
| Name | Verified Name |
|---|---|
| Address | 3442 FALLSTON RD, SHELBY, NC 28150-9263 |
| Document Number | 0017461945 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 1746/1945 |
| Instrument | 200002699 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2026 property tax bill for 3442 Fallston Rd was $1,072, up 4.4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,072.00 (+4.38%) | $161,785 (-) Land $20,669 Building $141,116 | $161,785 (-) Land $20,669 Building $141,116 |
| 2025 | $1,027.00 | $161,785 Land $20,669 Building $141,116 | $161,785 Land $20,669 Building $141,116 |
| 2023 | $90,205 Land $16,164 Building $74,041 | $90,205 Land $16,164 Building $74,041 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3442 Fallston Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3442 Fallston Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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