Lake County property record for 34413 E Bay Way, Polson, MT 59860
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 3.71 acres (161,608 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $219,450 (May 2022) |
| Tax Bill | $3,917 (2026) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1524558 |
| Primary APN | R1524558 |
|---|---|
| Alternative APNs |
|
| Lot Area | 161,608 sqft (3.71 acres) |
|---|---|
| Terrain | Steep |
| Account Number | 0000036342 |
|---|---|
| Street Address | 34413 E BAY WAY |
| City | POLSON |
| State | MT |
| Zip | 59860-7966 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | EAST BAY ESTATES, S33, T23 N, R19 W, LOT 003, ACRES 3.71 |
| Legal Range | 19W |
| Legal Township | 23N |
| Legal Section | 33 |
| Legal Subdivision | EAST BAY ESTATES |
| Legal Block | XXX |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 940304 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31722 W COMMERCIAL ST, CARNATION, WA 98014-7634 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2022 · Amount on Record |
| Deed Sale | May 5, 2022 · Amount on Record |
| Deed Document Number | 2022597945 |
| Prior Transfer Date | Jul 16, 2021 |
| Prior Transfer Doc | 0000590212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | May 5, 2022 |
| Property Address | 34413 E BAY WAY, POLSON, MT 59860-7966 |
| Document Number | 0000597945 |
| Instrument Date | May 5, 2022 |
| Instrument | 597945 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 358 FERN LN, BIGFORK, MT 59911-6529 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 31722 W COMMERCIAL ST, CARNATION, WA 98014-7634 |
| Document Number | 0000597946 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 597946 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | Jun 1, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.62% |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Polson Elementary School District (PK - 08) |
| Secondary School District | Polson High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,917.00 (+30.7%) | $262,700 (-) | |
| 2025 | $2,997.00 (+14.26%) | $262,700 (+168.01%) | $262,700 (+168.01%) Land $262,700 |
| 2023 | $2,623.00 | $98,020 | $98,020 Land $98,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 83% of Montana |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
May also be available: Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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