3441 Umber Rd, Holiday, FL 34691 Property Records

Pasco County property record for 3441 Umber Rd, Holiday, FL 34691

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,300 sqft · built 1972
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jul 2020)
Tax Bill	$1,652 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`25-26-15-006B-00000-8320`

Property Details

APN / Parcel Number

Primary APN	`25-26-15-006B-00000-8320`
Alternative APNs	`152625006B000008320` `2226111`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	1,684 sqft
1st Floor Area	1,096 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,400 sqft (0.124 acres)
Garage Type	Attached
Garage Area	384 sqft
Driveway	Concrete Driveway
Driveway Area	366 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3441 UMBER RD
City	HOLIDAY
State	FL
Zip	34691-3358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	ALOHA GARDENS UNIT 7 PB 10 PGS 132 THRU 134 LOT 832
Legal Range	15E
Legal Township	26S
Legal Section	25
Legal Subdivision	ALOHA GARDENS
Legal Tract	6B
Legal Lot Number	832
Legal Unit	7
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1008
Census Tract	30409

Owner

3441 Umber Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Pasco County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3441 UMBER RD, HOLIDAY, FL 34691-3358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on File
Deed Sale	Jul 6, 2020 · Amount on File
Prior Sale	Apr 28, 2005 · Amount on File
Deed Document Number	2020106414
Deed Book / Page	10131 / 116
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 6, 2020
Property Address	3441 UMBER RD, HOLIDAY, FL 34691-3358
Document Number	0101310116
Book / Page	10131 / 116
Map Reference	MB 10 PG 132-134
Instrument Date	Jun 30, 2020
Instrument	2020106414
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	WOLLINKA WIKLE TTL INS AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3537 COVINGTON DR, 3537, HOLIDAY, FL 34691-2521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3441 UMBER RD, HOLIDAY, FL 34691-3358

Mortgage

Document Number	10131117
Date	Jul 6, 2020
Instrument	10131/117

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3441 Umber Rd was $1,652 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,200 (+2.9%)	$225,576 (-0.11%) Land $32,508 Building $193,068
2025	$1,652.00 Homeowner's exemption	$125,560 Land $32,508 Building $93,052	$225,826 Land $32,508 Building $193,318
2023	$1,535.00 (+12.04%) Additional exemption filed	$118,480 (+3%) Land $29,754 Building $88,726	$216,539 (+35.05%) Land $29,754 Building $186,785
2022	$1,370.00 Homeowner's exemption	$115,030 Land $24,786 Building $90,244	$160,339 Land $24,786 Building $135,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3441 Umber Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 213 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	122 (1982–2025)
Claims Outside the SFHA	12 of 122
Most Recent Claim	Oct 2025
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Tropical Storm Debby, Jul 2012 · 26 claims Hurricane Frances, Sep 2004 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3441 Umber Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALOHA GARDENS UTILITIES private · serves 8,136 people · EPA ID FL6510050
Water Source	Purchased surface water from PCUD-PASCO COUNTY REGIONAL PWS
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 911 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20