3441 Summerset Cir, Costa Mesa, CA 92626 Property Records

Orange County property record for 3441 Summerset Cir, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,250 sqft · built 1979
Lot Size	0.103 acres (4,500 sqft)
Owner	Trust Name on File
Last Sale	$617,000 (Mar 2010)
Tax Bill	$9,358 (2025)
Deeds & Mortgages	Feb 2022 Transfer Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`412-073-12`

Property Details

APN / Parcel Number

Primary APN	`412-073-12`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,250 sqft Living Area
Gross Area	2,813 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	4,500 sqft (0.103 acres)
Garage Area	563 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3441 SUMMERSET CIR
City	COSTA MESA
State	CA
Zip	92626-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10277 BLK LOT 4
Legal Subdivision	TRACT NO. 10277
Legal Tract	10277
Legal Lot Number	4
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1005
Census Tract	63910

Owner

3441 Summerset Cir is owner-occupied and held in a trust since March 2010.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3441 SUMMERSET CIR, COSTA MESA, CA 92626-1638
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Intrafamily Transfer, Transfer
Dec 1, 2017	Deed of Trust, Mortgage SCHOOLSFIRST FCU
Nov 27, 2017	Deed of Trust, Mortgage SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2010 · Amount on File
Deed Sale	Mar 4, 2010 · Amount on File
Prior Sale	Jan 6, 1997 · Amount on File
Deed Document Number	2010103991
Prior Transfer Date	Jun 11, 1994
Prior Transfer Doc	0000444741
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 25, 2022
Property Address	3441 SUMMERSET CIR, COSTA MESA, CA 92626-1638
Document Number	0000075977
Map Reference	MB 445 PG 10-14
Instrument Date	Jan 19, 2022
Instrument	2022000075977
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3441 SUMMERSET CIR, COSTA MESA, CA 92626-1638

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3441 SUMMERSET CIR, COSTA MESA, CA 92626-1638
Transaction Type	Mortgage
Record Updated	Oct 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000520097
Date	Dec 1, 2017
Instrument	2017000520097

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	GRINDSTONE, PA 15442

Agreement

Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3441 SUMMERSET CIR, COSTA MESA, CA 92626-1638
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000507743
Date	Nov 27, 2017
Instrument	2017000507743

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	GRINDSTONE, PA 15442

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3441 Summerset Cir was $9,358 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$812,359 (+2%) Land $602,689 Building $209,670
2025	$9,358.00 Homeowner's exemption	$796,431 Land $590,872 Building $205,559
2023	$8,869.00 (+3%) Homeowner's exemption	$765,505 Land $567,927 Building $197,578
2022	$8,611.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3441 Summerset Cir in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3441 Summerset Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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