3441 Poly Dr, Apt 11, Billings, MT 59102 Property Records

Yellowstone County property record for 3441 Poly Dr, Apt 11, Billings, MT 59102

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,851 sqft · built 1981
Lot Size	0.031 acres (1,354 sqft)
Owner	2 Individual Names on File
Last Sale	$414,428 (May 2022)
Tax Bill	$2,355 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A249460`

Property Details

APN / Parcel Number

Primary APN	`000A249460`
Alternative APNs	`03-1032-34-2-19-12-0011` `R0326054` `A249460` `A24946`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Units	22 Units
Stories	2 Stories
Building Area	1,851 sqft Living Area
Gross Area	2,830 sqft
1st Floor Area	995 sqft
2nd Floor Area	856 sqft
Basement Area	979 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2016
Architectural Style	Duplex Single
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,354 sqft (0.031 acres)
View / Lot	Apt/Condo Complex
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	32 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3441 POLY DR, 11
City	BILLINGS
State	MT
Zip	59102-1151
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-96
Legal Description	SUNSHINE WEST TOWNHOMES, S34, T01 N, R25 E, UNIT 11, 5% COMMON AREA INTEREST, LOC @ LT 1 BLK 1 SUNSHINE WEST SUB
Legal Range	25E
Legal Township	01N
Legal Section	34
Legal Subdivision	SUNSHINE WEST TOWNHOMES
Legal Block	1
Legal Lot Number	1
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2004
Census Tract	1805

Owner

3441 Poly Dr, Apt 11 is owned and occupied by two individuals who bought it in May 2022.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3441 POLY DR, 11, BILLINGS, MT 59102-1151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage THRIVENT FCU
Jun 22, 2017	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 12, 2020	Deed of Trust, Mortgage FIRST FED'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	Jul 19, 2012 · Amount on File
Deed Document Number	20224017126
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3441 POLY DR APT 11, 11, BILLINGS, MT 59102-1151
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003963610
Date	Mar 16, 2021
Instrument	3963610

Lender

Name	THRIVENT FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55415

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3441 POLY DR APT 11, 11, BILLINGS, MT 59102-1151
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003817682
Date	Jun 22, 2017
Instrument	3817682

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3441 POLY DR APT 11, 11, BILLINGS, MT 59102-1151
Document Number	0003924329
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3441 POLY DR #11 BILLINGS MT 591021151, 11, BILLINGS, MT 59102-1151

Mortgage

Document Number	0003924329
Date	Jun 17, 2020
Instrument	3924329

Lender

Name	FIRST FED'L BK&TR
Address	SHERIDAN, WY 82801

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.51%

Tax Assessment & Valuation

The 2025 property tax bill for 3441 Poly Dr, Apt 11 was $2,355, down 29.5% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,600 (-) Land $63,850 Building $309,750	$373,600 (-) Land $63,850 Building $309,750
2025	$2,355.00 (-29.49%)	$373,600 Land $63,850 Building $309,750	$373,600 Land $63,850 Building $309,750
2024	$3,340.00 (+7.4%)
2023	$3,110.00	$348,500	$348,500 Land $45,049 Building $303,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3441 Poly Dr, Apt 11 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3441 Poly Dr, Apt 11 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: T-Mobile.

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