3441 Planet Dr, Charleston, IL 61920 Property Records

Coles County property record for 3441 Planet Dr, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,500 sqft · built 2002
Lot Size	6.6 acres (287,496 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jul 2025)
Tax Bill	$3,128 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage May 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-0-00992-000`

Property Details

APN / Parcel Number

Primary APN	`11-0-00992-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Base Area
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	287,496 sqft (6.6 acres)
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3441 PLANET DR
City	CHARLESTON
State	IL
Zip	61920-8063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 NW1/4 & PT N1/2 NE1/4 SW1/4 SEC 03 T11N R09E SURVEY #200200645299
Legal Range	09E
Legal Township	11N
Legal Section	03
Jurisdiction	COLES IL
Township / Civil Division	PLEASANT GROVE
Census Block Group	1
Census Block	1033
Census Tract	600

Owner

3441 Planet Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Coles County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3441 PLANET DR, CHARLESTON, IL 61920-8063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2025	Warranty Deed, Transfer · VA Mortgage USAA FSB
May 17, 2021	Deed of Trust, Mortgage · Line of Credit MORTON COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2025 · Amount on File
Deed Sale	Jul 22, 2025 · Amount on File
Prior Sale	Jun 6, 2008 · Amount on File
Deed Document Number	2025818129
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jul 22, 2025
Property Address	3441 PLANET DR, CHARLESTON, IL 61920-8063
Document Number	202500818129
Instrument Date	Jul 17, 2025
Instrument	202500818129
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3441 PLANET DR, CHARLESTON, IL 61920-8063

Mortgage

Document Number	202500818130
Date	Jul 22, 2025
Instrument	202500818130

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3441 PLANET DR, CHARLESTON, IL 61920-8063
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100794660
Date	May 17, 2021
Instrument	202100794660

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3441 Planet Dr was $3,128 with exemptions applied.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Pleasant Grove Township
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,128.00	$99,534 Land $14,875 Building $84,659	$298,602 Land $44,625 Building $253,977
2023		$89,429 Land $13,365 Building $76,064	$268,287 Land $40,095 Building $228,192
2020	$4,714.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3441 Planet Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3441 Planet Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Fidium Fiber DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Planet Dr

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