3441 Mackey Wherry St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3441 Mackey Wherry St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,360 sqft · built 2008
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$314,900 (Mar 2019)
Tax Bill	$5,035 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Mar 2019 Sale
Flood Zone	Zone X (moderate risk)
APN	`T080500099`

Property Details

APN / Parcel Number

Primary APN	`T080500099`
Alternative APN	`5-116C-A475-00-3327.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
Gross Area	3,980 sqft
1st Floor Area	1,180 sqft
Basement Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Siding
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T080500099
Street Address	3441 MACKEY WHERRY ST
City	SAINT CHARLES
State	MO
Zip	63301-8260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW TOWN AT ST CHAS #3-B LOT 3327
Legal Subdivision	NEW TOWN AT ST CHAS #3-B
Legal Lot Number	3327
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1041
Census Tract	310201

Owner

3441 Mackey Wherry St is owned by a company that bought it in March 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	120 S RIVERSIDE PLZ, 2000, CHICAGO, IL 60606-6995
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Quit Claim Deed, Mortgage · Line of Credit MORGAN STANLEY MTG CAP HOLDING
Mar 26, 2019	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2019 · Amount on File
Deed Sale	Mar 26, 2019 · Amount on File
Prior Sale	Sep 3, 2008 · Amount on File
Deed Document Number	2019131880
Deed Book / Page	7050 / 1683
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 12, 2019
Property Address	3441 MACKEY WHERRY ST, SAINT CHARLES, MO 63301-8260
Document Number	0071211896
Book / Page	007121 / 001896
Instrument Date	Jul 31, 2019
Instrument	421440
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995

Mortgage

Document Number	71211902
Date	Aug 12, 2019
Book Page	007121/001902
Instrument	421450

Lender

Name	MORGAN STANLEY MTG CAP HOLDING
Type	Mortgage Company
Address	1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 26, 2019
Property Address	3441 MACKEY WHERRY ST, SAINT CHARLES, MO 63301-8260
Document Number	0070501683
Book / Page	007050 / 001683
Instrument Date	Mar 25, 2019
Instrument	131880
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709

Tax Assessment & Valuation

The 2025 property tax bill for 3441 Mackey Wherry St was $5,035, up 0.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,225 (-)	$406,447 (-) Land $60,000 Building $346,447
2025	$5,035.00 (+0.46%)	$77,225	$406,447 Land $60,000 Building $346,447
2024	$5,012.00
2023		$74,772
2022			$393,536 Land $45,000 Building $348,536

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3441 Mackey Wherry St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (2013–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3441 Mackey Wherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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