3441 Luther Fowler Rd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 3441 Luther Fowler Rd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,421 sqft · built 1998
Lot Size	1.52 acres (66,211 sqft)
Owner	Company Name on Record
Last Sale	$23,500 (Jun 2012)
Tax Bill	$2,132 (2024)
Deeds & Mortgages	Jul 2019 Line of Credit Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-2N-29-0000-02805-0000`

Property Details

APN / Parcel Number

Primary APN	`29-2N-29-0000-02805-0000`
Alternative APN	`N292290000028050000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,421 sqft Living Area
Gross Area	3,773 sqft
1st Floor Area	2,421 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	66,211 sqft (1.52 acres)
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	834 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3441 LUTHER FOWLER RD
City	PACE
State	FL
Zip	32571-9381
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	DRUID HILLS UNREC SUB PORT OF LOT 2 FURTHER DES AS: COM NW COR OF N2 OF NW4 TH N 894937E 330 FT TH S 03820 E 26 FT TO S R/W LUTHER FOWLR RD TH S 894930E 130 FT ALG R/W TO POB TH CONT E ALG R/W 200 FT TH S 03820E 292 FT TH N 89*4930W 330 FT TH N 0
Legal Range	29W
Legal Township	2N
Legal Section	29
Legal Subdivision	DRUID HILLS UNREC SUB
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2023
Census Tract	10303

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3441 LUTHER FOWLER RD, MILTON, FL 32571-9381
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Apr 5, 2018	Deed of Trust, Mortgage · Line of Credit PEN AIR FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2012 · Amount on Record
Deed Sale	Jun 26, 2012 · Amount on Record
Deed Document Number	201226597
Deed Book / Page	3148 / 1255
Last Transfer Date	Jul 8, 2015
Transfer Doc	0034450403
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3441 LUTHER FOWLER RD, PACE, FL 32571-9381
Document Number	0038491928
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3441 LUTHER FOWLER RD PACE FL 325719381, PACE, FL 32571-9381

Mortgage

Document Number	0038491928
Date	Jul 15, 2019
Book Page	003849/001928
Instrument	30386

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 14, 2044

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3441 LUTHER FOWLER RD, PACE, FL 32571-9381
Document Number	0037180549
Instrument Date	Apr 5, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3441 LUTHER FOWLER RD PACE FL 325719381, PACE, FL 32571-9381

Mortgage

Document Number	0037180549
Date	Apr 13, 2018
Book Page	003718/000549
Instrument	14505

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$199,231 (+2.9%)	$283,347 (+6.1%) Land $45,500 Building $237,847
2024	$2,132.00 (+13.59%) Homeowner's exemption Disabled Person's exemption	$193,616 (+3%)	$267,063 (+1%) Land $33,800 Building $233,263
2023	$1,877.00 (-0.64%) Homeowner's exemption	$187,977 (+3%)	$264,431 (+1.66%) Land $33,800 Building $230,631
2022	$1,889.00 Homeowner's exemption	$182,502	$260,124 Land $29,900 Building $230,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	11 (2014–2020)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Conexon Connect, T-Mobile.

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