3441 Grennock St, Bay City, TX 77414 Property Records

Matagorda County property record for 3441 Grennock St, Bay City, TX 77414

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,732 sqft · built 1986
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Mar 2018)
Tax Bill	$5,901 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2981-0070-002900`

Property Details

APN / Parcel Number

Primary APN	`2981-0070-002900`
Alternative APN	`39903`

Interior

Full Baths	2 Baths
Building Area	1,732 sqft Living Area
Gross Area	3,308 sqft
1st Floor Area	1,732 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	552 sqft
Porch	Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2981-0070-002900
Street Address	3441 GRENNOCK ST
City	BAY CITY
State	TX
Zip	77414-6903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCDONALD MEADOWS, BLOCK 7, LOT 29 & W/2 LOT 30, SEC 4
Legal Subdivision	MCDONALD MEADOWS ADDITION
Legal Block	7
Legal Lot Number	29
Jurisdiction	MATAGORDA TX
Township / Civil Division	BAY CITY
Census Block Group	1
Census Block	1002
Census Tract	730301

Owner

3441 Grennock St is owned and occupied by two individuals who bought it in March 2018.

Source: Matagorda County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3441 GRENNOCK ST, BAY CITY, TX 77414-6903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2018	Deed of Trust, Mortgage · ARM EXTRACO BANKS NA
Feb 20, 2018	Deed of Trust, Mortgage · ARM EXTRACO BANKS NA
Dec 26, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 8, 2018	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2018 · Amount on File
Deed Sale	Mar 8, 2018 · Amount on File
Deed Document Number	20181274
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATAGORDA TX
Property Address	3441 GRENNOCK ST, BAY CITY, TX 77414-6903
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	SOUTHWEST LAND & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000904
Date	Feb 20, 2018
Instrument	2018-000904

Lender

Name	EXTRACO BANKS NA
Type	Bank
Address	BRYAN, TX 77802

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Feb 1, 2021
Change Frequency	3 Years
Min Rate At Change	3.5%
Max Rate At Change	6.12%
Index	3-Year CMT
Max Rate	10.1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATAGORDA TX
Property Address	3441 GRENNOCK ST, BAY CITY, TX 77414-6903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHWEST LAND & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000904
Date	Feb 20, 2018
Instrument	2018-000904

Lender

Name	EXTRACO BANKS NA
Type	Bank
Address	BRYAN, TX 77802

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Feb 1, 2021
Change Frequency	3 Years
Min Rate At Change	3.5%
Max Rate At Change	6.12%
Index	3-Year CMT
Max Rate	10.1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATAGORDA TX
Property Address	3441 GRENNOCK ST, BAY CITY, TX 77414-6903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019007259
Date	Dec 26, 2019
Instrument	2019-007259

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MATAGORDA TX
Recording Date	Mar 8, 2018
Property Address	3441 GRENNOCK ST, BAY CITY, TX 77414-6903
Document Number	2018001274
Map Reference	FILE 350-A
Instrument Date	Mar 8, 2018
Instrument	2018-001274
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3441 GRENNOCK ST, BAY CITY, TX 77414-6903

Mortgage

Document Number	2018001275
Date	Mar 8, 2018
Instrument	2018-001275

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3441 Grennock St was $5,901 with a homeowner's exemption, up 45.7% from the year before.

Source: Matagorda County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bay City
County	Matagorda County
Unified School District	Bay City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,901.00 (+45.7%) Homeowner's exemption	$266,540 (+1.87%) Land $56,400 Building $210,140	$266,540 (+1.87%) Land $56,400 Building $210,140
2025	$4,050.00 Homeowner's exemption	$261,660 Land $56,400 Building $205,260	$261,660 Land $56,400 Building $205,260
2023		$246,150 Land $36,720 Building $209,430	$246,150 Land $36,720 Building $209,430
2022	$5,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3441 Grennock St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	14 (1979–2017)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3441 Grennock St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 18,061 people · EPA ID TX1610001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Apr 2024
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Nextlink Fixed Wireless	1,000 / 500
Sparklight Cable	1,000 / 50
TISD Fixed Wireless	400 / 100
Skynet Fixed Wireless	100 / 50

May also be available: Verizon, YK Communications.

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