Charles County property record for 3441 Flagstone St, Waldorf, MD 20601
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,925 sqft · built 2016 |
| Lot Size | 0.057 acres (2,483 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Jan 2017) |
| Tax Bill | $20,997 (2025) |
| Deeds & Mortgages | Jun 2019 Loan Modification Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-354352 |
| Primary APN | 06-354352 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 2,925 sqft Living Area |
| Gross Area | 3,305 sqft |
| 1st Floor Area | 727 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,483 sqft (0.057 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 354352 |
|---|---|
| Street Address | 3441 FLAGSTONE ST |
| City | WALDORF |
| State | MD |
| Zip | 20601-4655 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RH |
| Legal Description | LOT 35 PLAT 2 SEC 2 STONEBRIDGE SUB |
| Legal Subdivision | STONEBRIDGE SUB |
| Legal Block | 2 |
| Legal Lot Number | 35 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 850802 |
3441 Flagstone St, a townhouse, is owned and occupied by two individuals who bought it in January 2017.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3441 FLAGSTONE ST, WALDORF, MD 20601-4655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2019 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Jun 3, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Jan 4, 2017 | Deed, Subdivision Related Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2017 · Amount on File |
| Deed Sale | Jan 4, 2017 · Amount on File |
| Prior Sale | Sep 15, 2015 · Amount on File |
| Deed Book / Page | 9671 / 41 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3441 FLAGSTONE ST, WALDORF, MD 20601-4655 |
| Document Number | 0107240082 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3441 FLAGSTONE ST WALDORF MD 206014655, WALDORF, MD 20601-4655 |
| Document Number | 0107240082 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 010724/000082 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Rate | 4.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3441 FLAGSTONE ST, WALDORF, MD 20601-4655 |
| Document Number | 0107230468 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 3441 FLAGSTONE ST WALDORF MD 206014655, WALDORF, MD 20601-4655 |
| Document Number | 0107230468 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 010723/000468 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3441 FLAGSTONE ST, WALDORF, MD 20601-4655 |
| Document Number | 0100490358 |
| Book / Page | 010049 / 000358 |
| Instrument Date | Oct 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3441 FLAGSTONE ST WALDORF MD 206014655, WALDORF, MD 20601-4655 |
| Document Number | 0100490358 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 010049/000358 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 30, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 4, 2017 |
| Property Address | 3441 FLAGSTONE ST, WALDORF, MD 20601-4655 |
| Document Number | 0096710041 |
| Book / Page | 9671 / 041 |
| Map Reference | MB59 PG536-538 |
| Instrument Date | Dec 21, 2016 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ENDEAVOR TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3441 FLAGSONE ST, WALDORF, MD 20601-4655 |
| Document Number | 0096710047 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 9671/047 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
The 2025 property tax bill for 3441 Flagstone St was $20,997.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,300 (+1.7%) | $486,300 (-) Land $95,000 Building $391,300 | |
| 2025 | $20,997.00 | $470,300 | $486,300 Land $95,000 Building $391,300 |
| 2023 | $7,713.00 | $424,067 | $462,300 Land $120,000 Building $342,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3441 Flagstone St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3441 Flagstone St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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