3441 Cheek Rd, Lone Grove, OK 73443 Property Records

Carter County property record for 3441 Cheek Rd, Lone Grove, OK 73443

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,052 sqft · built 2018
Lot Size	25 acres (1,089,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$467,000 (Dec 2025)
Tax Bill	$3,145 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24060`

Property Details

APN / Parcel Number

Primary APN	`24060`
Alternative APN	`0000-15-05S-01W-4-006-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	1,904 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,089,000 sqft (25 acres)
Lot Dimensions	70 ft deep x 12 ft wide
Garage Type	Carport
Garage Area	630 sqft
Carport	Carport
Carport Area	630 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24060
Street Address	3441 CHEEK RD
City	LONE GROVE
State	OK
Zip	73443-6048
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	TM
Legal Description	E/2 NW SE- SW NE SE LESS DESCR. AS FOLLOWS: BEG @ SE/C SW NE SE; N 660; W 270; S 150; W 60; S 510; E 330 TO POB & LESS N 150
Legal Range	01W
Legal Township	05S
Legal Section	15
Legal Subdivision	UNPLATTED
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2031
Census Tract	892502

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3441 CHEEK RD, LONE GROVE, OK 73443-6048
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Mar 24, 2025	Transfer on Death Deed, Transfer
Mar 21, 2022	Re-recorded Document STEWART TITLE, STEWART TITLE OF OK INC
Nov 22, 2021	Warranty Deed, Transfer · FHA Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	202513099
Deed Book / Page	7812 / 56
Prior Transfer Date	Jan 16, 2025
Prior Transfer Doc	007672/185
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Dec 5, 2025
Property Address	3441 CHEEK RD, LONE GROVE, OK 73443-6048
Document Number	0007812/56
Book / Page	7812 / 56
Instrument Date	Nov 14, 2025
Instrument	I-2025-013099
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3441 CHEEK RD, LONE GROVE, OK 73443-6048

Mortgage

Document Number	I2025013100
Date	Dec 5, 2025
Instrument	I-2025-013100

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

March 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARTER OK
Recording Date	Mar 24, 2025
Property Address	3441 CHEEK RD, LONE GROVE, OK 73443-6048
Document Number	007672/185
Book / Page	7672 / 185
Instrument Date	Jan 16, 2025
Instrument	I-2025-002991
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CARTER OK
Recording Date	Mar 21, 2022
Property Address	3441 CHEEK RD, LONE GROVE, OK 73443-6048
Document Number	007196/291
Book / Page	7196 / 291
Instrument Date	Nov 17, 2021
Instrument	I-2022-003006
Record Updated	Dec 24, 2025
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3441 CHEEK RD, LONE GROVE, OK 73443-6048

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Nov 22, 2021
Property Address	3441 CHEEK RD, LONE GROVE, OK 73443-6048
Document Number	0007142/18
Book / Page	7142 / 18
Instrument Date	Nov 16, 2021
Instrument	2021-013068
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3441 CHEEK RD, LONE GROVE, OK 73443-6048

Mortgage

Document Number	2021013069
Date	Nov 22, 2021
Instrument	2021-013069

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,293 (-2.56%) Land $15,000 Building $15,293	$252,438 (-2.57%) Land $125,003 Building $127,435
2025	$3,145.00 (-7.77%) Homeowner's exemption	$31,090 (-4.33%) Land $15,000 Building $16,090	$259,092 (-4.33%) Land $125,003 Building $134,089
2024	$3,410.00 (-16.69%)	$32,498 (-16.67%) Land $15,000 Building $17,498	$270,826 (-16.67%) Land $125,003 Building $145,823
2023	$4,093.00	$39,000 Land $2,669 Building $36,331	$325,000 Land $22,242 Building $302,758

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 41% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
Chickasaw Telephone Company DSL	10 / 1

May also be available: 360 Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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