3441 Allegra Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3441 Allegra Cir, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,596 sqft · built 2007
Lot Size	0.036 acres (1,568 sqft)
Owner	Individual Name on Record
Last Sale	$48,300 (Jan 2021)
Tax Bill	$3,431 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2025 Transfer + 2 more
Flood Zone	Zone A (high risk)
APN	`26-26-30-0613-0001-0970`

Property Details

APN / Parcel Number

Primary APN	`26-26-30-0613-0001-0970`
Alternative APNs	`263026061300010970` `158061`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,596 sqft Living Area
Gross Area	1,861 sqft
1st Floor Area	680 sqft
Upper Floors Area	916 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	1,568 sqft (0.036 acres)
Garage Type	Attached
Garage Area	235 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	30 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3441 ALLEGRA CIR
City	SAINT CLOUD
State	FL
Zip	34772-6718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	PORTOFINO VISTA PB 20 PGS 43-48 LOT 97
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	PORTOFINO VISTA
Legal Tract	613
Legal Block	970
Legal Lot Number	97
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2009
Census Tract	43207

Owner

Source: Osceola County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3441 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 10, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Jan 15, 2021	Quit Claim Deed, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Jul 17, 2014 · Amount on Record
Deed Document Number	20216840
Deed Book / Page	5871 / 1108
Last Transfer Date	Nov 29, 2025
Transfer Doc	0068910471
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	May 21, 2026
Property Address	3441 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718
Document Number	0000067196
Book / Page	6975 / 465
Instrument Date	May 12, 2026
Instrument	202667196
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3441 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067196,
Date	May 21, 2026
Book Page	6975/465
Instrument	202667196

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Dec 10, 2025
Property Address	3441 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718
Document Number	0068910471
Book / Page	6891 / 471
Map Reference	MB 20 PG 43-48
Instrument Date	Nov 29, 2025
Instrument	2025150548
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3441 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3441 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3441 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3441 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718

Mortgage

Document Number	0060561366
Date	Oct 1, 2021
Book Page	6056/1366
Instrument	2021152868

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 15, 2021
Property Address	3441 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718
Document Number	0058711108
Book / Page	5871 / 1108
Map Reference	MB 20 PG 43
Instrument Date	Nov 9, 2020
Instrument	2021006840
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$338.10
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3441 ALLEGRA CIR, SAINT CLOUD, FL 34772-6718

Mortgage

Document Number	0058711092
Date	Jan 15, 2021
Instrument	5871/1092

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,431.00 (+2.33%) Homeowner's exemption	$163,609 (+5.99%)	$222,000 (-6.01%) Land $38,000 Building $184,000
2024	$3,353.00 (+1.88%)
2023	$3,291.00 (+2.46%) Homeowner's exemption	$154,368 (+3%)	$236,200 (+27.33%) Land $14,900 Building $221,300
2022	$3,212.00 Homeowner's exemption	$149,872	$185,500 Land $14,900 Building $170,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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