Mille Lacs County property record for 34405 105th Ave, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 2002 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,000 (Jun 2017) |
| Tax Bill | $3,206 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-009-0401 |
| Primary APN | 14-009-0401 |
|---|
| Building Area | 1,040 sqft Total Area |
|---|---|
| Basement Area | 1,040 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 144 sqft |
| Street Address | 34405 105TH AVE |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-2551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 1/2 OF NE OF SW 9 41 26 20.00 |
| Legal Range | 26 |
| Legal Township | 41 |
| Legal Section | 09 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 970300 |
34405 105th Ave is owned and occupied by two individuals who acquired it in April 2021.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34405 105TH AVE, ONAMIA, MN 56359-2551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| May 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Jan 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU |
| May 19, 2021 | Quit Claim Deed, Transfer LENDSERV NATIONAL TITLE |
| Jun 20, 2017 | Deed, Transfer · Conventional Mortgage CU MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2017 · Amount on File |
| Deed Sale | Jun 20, 2017 · Amount on File |
| Prior Sale | May 10, 2012 · Amount on File |
| Deed Document Number | 2017401139 |
| Last Transfer Date | Apr 22, 2021 |
| Transfer Doc | 000A424499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Aug 5, 2026 |
| Property Address | 34405 105TH AVE, ONAMIA, MN 56359-2551 |
| Document Number | 0000452312 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 2026452312 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 34405 105TH AVE, ONAMIA, MN 56359-2551 |
| Document Number | 0000452312, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 2026452312 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 34405 105TH AVE, ONAMIA, MN 56359-2551 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000A424500 |
|---|---|
| Date | May 19, 2021 |
| Instrument | A424500 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 34405 105TH AVE, ONAMIA, MN 56359-2551 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A415609 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | A415609 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 15, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | May 19, 2021 |
| Property Address | 34405 105TH AVE, ONAMIA, MN 56359-2551 |
| Document Number | 000A424499 |
| Map Reference | DOC A401139 |
| Instrument Date | Apr 22, 2021 |
| Instrument | A424499 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | LENDSERV NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34405 105TH AVE, 34405, ONAMIA, MN 56359-2551 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 34405 105TH AVE, ONAMIA, MN 56359-2551 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jun 20, 2017 |
| Property Address | 34405 105TH AVE, ONAMIA, MN 56359-2551 |
| Document Number | 000A401139 |
| Instrument Date | Jun 19, 2017 |
| Instrument | A401139 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $551.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34405 105TH AVE, ONAMIA, MN 56359-2551 |
| Document Number | 000A401141 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | A401141 |
| Name | CU MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PAUL, MN 55112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2026 property tax bill for 34405 105th Ave was $3,206, up 2.2% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Onamia Township |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,206.00 (+2.17%) | $374,000 (+7.41%) Land $106,200 Building $267,800 | $374,000 (+7.41%) Land $106,200 Building $267,800 |
| 2025 | $3,138.00 Homeowner's exemption | $348,200 Land $92,400 Building $255,800 | $348,200 Land $92,400 Building $255,800 |
| 2023 | $2,892.00 | $362,300 Land $81,200 Building $281,100 | $362,300 Land $81,200 Building $281,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34405 105th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34405 105th Ave is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
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