Cayuga County and Niles Town property record for 3440 White Rd, Moravia, NY 13118
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,588 sqft · built 1805 |
| Lot Size | 7.1 acres (309,276 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,539 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 054400 178.00-1-15.111 |
| Primary APN | 054400 178.00-1-15.111 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,588 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Year Built | Built 1805 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 309,276 sqft (7.1 acres) |
| Porch | Slab |
| Porch Area | 80 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13021070 |
|---|---|
| Street Address | 3440 WHITE RD |
| City | MORAVIA |
| State | NY |
| Zip | 13118-3281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 15.111 |
| Jurisdiction | CAYUGA NY |
| Township / Civil Division | NILES |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 40800 |
3440 White Rd, a rural home, is owned and occupied by two individuals.
Source: Cayuga County and Niles Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3440 WHITE RD, MORAVIA, NY 13118-3281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3440 White Rd was $4,539 with exemptions applied, up 56.4% from the year before.
Source: Cayuga County and Niles Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Niles Town |
| Unified School District | Moravia Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,539.00 (+56.36%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,903.00 | $148,100 Land $41,500 Building $106,600 | $259,825 Land $72,807 Building $187,018 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3440 White Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3440 White Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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