3440 Watershed Blvd, Laurel, MD 20724 Property Records

Anne Arundel County property record for 3440 Watershed Blvd, Laurel, MD 20724

Property Summary

Property Type	Townhouse
Details	4 ba · 2,436 sqft · built 2022
Lot Size	0.057 acres (2,465 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Oct 2025)
Tax Bill	$5,258 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-067-90252484`

Property Details

APN / Parcel Number

Primary APN	`04-067-90252484`
Alternative APN	`06790252484`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,436 sqft Living Area
Gross Area	2,796 sqft
1st Floor Area	978 sqft
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,465 sqft (0.057 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft
Balcony Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	06790252484
Street Address	3440 WATERSHED BLVD
City	LAUREL
State	MD
Zip	20724-1332
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LOT 3-327 WATERSHED
Legal Subdivision	WATERSHED
Legal Block	1
Legal Lot Number	3-327
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1008
Census Tract	751500

Owner

3440 Watershed Blvd, a townhouse, is owned and occupied by two individuals who bought it in October 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3440 WATERSHED BLVD, LAUREL, MD 20724-1332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed, Transfer · Conventional Mortgage VELLUM MORTGAGE LLC
May 5, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC
Dec 1, 2021	Special Warranty Deed, Transfer NOT AVAILABLE, EAGLE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Prior Sale	May 5, 2022 · Amount on File
Deed Book / Page	41745 / 1
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 20, 2025
Property Address	3440 WATERSHED BLVD, LAUREL, MD 20724-1332
Document Number	0417450001
Book / Page	41745 / 1
Map Reference	MB 370PG14-20PL19040
Instrument Date	Sep 15, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BAYVILLE TITLE AND ESCROW LLC, BAYLINE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3440 WATERSHED BLVD, LAUREL, MD 20724-1332

Mortgage

Document Number	0004174514
Date	Oct 20, 2025
Instrument	41745/14

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 5, 2022
Property Address	3440 WATERSHED BLVD, LAUREL, MD 20724-1332
Document Number	0386950105
Book / Page	38695 / 105
Map Reference	MB 370PG14-20PL19040
Instrument Date	Apr 27, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2022
Title Company	PGA TITLE INC, PGP TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,389.02
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9302 LEE HWY # 1000, 9302, FAIRFAX, VA 22031-1214

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3440 WATERSHED BLVD, LAUREL, MD 20724-1332

Mortgage

Document Number	0038695111
Date	May 5, 2022
Instrument	38695/111

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 1, 2021
Property Address	3440 WATERSHED BLVD, LAUREL, MD 20724-1332
Document Number	0379990076
Book / Page	37999 / 76
Map Reference	MB 370PG14-20PL19040
Instrument Date	Oct 22, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$44,278.11
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9302 LEE HWY # 1000, 1000, FAIRFAX, VA 22031-1214
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3440 Watershed Blvd was $5,258.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$571,167 (+4.4%)	$619,300 (+13.2%) Land $200,000 Building $419,300
2025	$5,258.00 Homeowner's exemption	$547,100 Land $180,000 Building $367,100	$547,100 Land $180,000 Building $367,100
2023	$4,524.00	$451,033	$547,100 Land $180,000 Building $367,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3440 Watershed Blvd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3440 Watershed Blvd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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