3440 Tracey Dr, Jackson, MI 49203 Property Records

Jackson County property record for 3440 Tracey Dr, Jackson, MI 49203

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 891 sqft · built 1957
Lot Size0.184 acres (8,015 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Jun 2019)
Tax Bill$1,346 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN495-13-16-332-040-00

Property Details

APN / Parcel Number

Primary APN495-13-16-332-040-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area891 sqft Living Area
1st Floor Area891 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialWood Siding
Lot Area8,015 sqft (0.184 acres)
Lot Dimensions113 ft deep x 71 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3440 TRACEY DR
CityJACKSON
StateMI
Zip49203-5110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU1
Legal DescriptionTHE S 39 FT OF LOT 51 AND THE N 32 FT OF LOT 52 SPRING BROOK ESTATES
Legal SubdivisionSPRING BROOK ESTATES
Legal Lot Number51-52
Legal Unit51,52
JurisdictionJACKSON MI
Township / Civil DivisionSUMMIT
Census Block Group2
Census Block2005
Census Tract5202

Owner

3440 Tracey Dr is owned and occupied by an individual who bought it in June 2019.

Source: Jackson County records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address3440 TRACEY DR, JACKSON, MI 49203-5110
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LC
Jun 4, 2025Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 28, 2019Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2019 · Amount on File
Deed SaleJun 28, 2019 · Amount on File
Prior SaleNov 19, 2014 · Amount on File
Deed Document Number20192826323
Deed Book / Page2143 / 1235
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address3440 TRACEY DR, JACKSON, MI 49203-5110
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanySTAR TITLE SERVICES, STAR TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002872443
DateFeb 9, 2021
Book Page2179/553
Instrument2872443
Lender
NameCROSSCOUNTRY MORTGAGE LC
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MI
Recording DateJun 4, 2025
Property Address3440 TRACEY DR, JACKSON, MI 49203-5110
Document Number0002983564
Book / Page2264 / 1171
Map ReferenceLB 12 PG 21
Instrument DateMay 28, 2025
Instrument2983564
Transaction TypeTransfer
Record UpdatedMay 5, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,305.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6229 KING RD, SPRING ARBOR, MI 49283-9738

Transferred To (Grantee/Buyer)

NameVerified Name
Address5500 S JACKSON RD, JACKSON, MI 49201-8311
InvestorPossibly a Property Investor

Mortgage

Document Number0002264827
DateJun 4, 2025
Instrument2264/827
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2040

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MI
Recording DateJun 28, 2019
Property Address3440 TRACEY DR, JACKSON, MI 49203-5110
Document Number0002826323
Book / Page2143 / 1235
Map ReferenceLB 12 PG 21
Instrument DateJun 20, 2019
Instrument2826323
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$816.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address506 ORCHARD LN, 506, TECUMSEH, MI 49286-1726

Transferred To (Grantee/Buyer)

NameVerified Name
Address2616 FRANKLIN CT, CLARKLAKE, MI 49234-9761

Mortgage

Document Number0021431236
DateJun 28, 2019
Instrument2143-1236
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3440 Tracey Dr was $1,346 with a homeowner's exemption, down 33.1% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
County SubdivisionSummit Township
Unified School DistrictJackson Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$84,900 (+35.62%)$169,800 (+35.62%)
2025$1,346.00 (-33.1%)$62,600$125,200
2024$2,012.00
2023$54,400$108,800
2020$1,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3440 Tracey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3440 Tracey Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMMIT TOWNSHIP
serves 25,355 people · EPA ID MI0006450
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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