3440 S Crackerneck Rd, Independence, MO 64055 Property Records

Jackson County property record for 3440 S Crackerneck Rd, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,793 sqft · built 1990
Lot Size	1.16 acres (50,883 sqft)
Owner	Trust Name on File
Last Sale	$193,800 (Feb 2011)
Tax Bill	$5,712 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-930-19-01-02`

Property Details

APN / Parcel Number

Primary APN	`25-930-19-01-02`
Alternative APNs	`25-930-19-13-00-0-00-000` `25930190102000001` `25-930-19-13` `2240969` `774194`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,793 sqft Living Area
1st Floor Area	1,134 sqft
Basement Area	1,596 sqft
Finished Basement	800 sqft
Unfinished Basement	796 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,883 sqft
Lot Width	330 ft Width
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	320 sqft
Patio Area	545 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	774194
Street Address	3440 S CRACKERNECK RD
City	INDEPENDENCE
State	MO
Zip	64055-2950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC-18 TWP-49 RNG-31---PT OF SW 1/4 DAF: BEG 216 E OF SW CO R SE 1/4 SW 1/4 TH N 345 MOL TH NELY ALG RR ROW 490 TH SEL Y ALG ROW CRACKERNECK RD 580 MOL TH W 580 MOL TO POB
Legal Range	31W
Legal Township	49N
Legal Section	18
Legal Block	3
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3000
Census Tract	14603

Owner

3440 S Crackerneck Rd is owner-occupied and held in a trust since February 2011.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Trust Name on File
Mailing Address	3440 S CRACKERNECK RD, INDEPENDENCE, MO 64055-2950
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2011 · Amount on File
Deed Sale	Feb 15, 2011 · Amount on File
Deed Document Number	201115088
Prior Transfer Date	Feb 9, 2011
Prior Transfer Doc	00E0015088
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3440 S CRACKERNECK RD, INDEPENDENCE, MO 64055-2950
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 S CRACKERNECK RD, INDEPENDENCE, MO 64055-2950

Mortgage

Document Number	00E0021751
Date	Mar 7, 2022
Instrument	2022E0021751

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 5, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3440 S Crackerneck Rd was $5,712, up 0.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,703 (-) Land $17,685 Building $78,018	$503,700 (-)
2025	$5,712.00 (+0.07%)	$95,703 Land $17,685 Building $78,018	$503,700
2024	$5,708.00 (+2.13%)
2023	$5,589.00	$83,220 Land $33,250 Building $49,970	$438,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3440 S Crackerneck Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3440 S Crackerneck Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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