Hernando County property record for 3440 Paragon Ter, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,000 sqft · built 1991 |
| Lot Size | 0.566 acres (24,653 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $900,000 (Jun 2023) |
| Tax Bill | $14,702 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Jul 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-1890-0110-0060 |
| Primary APN | R12-223-16-1890-0110-0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 3,424 sqft |
| 1st Floor Area | 1,328 sqft |
| Upper Floors Area | 672 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 24,653 sqft (0.566 acres) |
| Garage Type | Attached |
| Garage Area | 1,328 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 40 sqft |
| Patio Area | 820 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00153728 |
|---|---|
| Street Address | 3440 PARAGON TER |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RETREATS UNIT 1 BLK 11 LOTS 6 7 ORB 374 PG 411 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 1 |
| Legal Block | 11 |
| Legal Lot Number | 6 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 41501 |
3440 Paragon Ter is held in a trust since May 2025.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 412 N PIMLICO ST, SAINT AUGUSTINE, FL 32092-3004 |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2023 | Warranty Deed, Transfer SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT |
| Jul 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on File |
| Deed Sale | Jun 14, 2023 · Amount on File |
| Prior Sale | Jul 13, 2018 · Amount on File |
| Deed Document Number | 202335817 |
| Deed Book / Page | 4307 / 1523 |
| Last Transfer Date | May 12, 2025 |
| Transfer Doc | 0045620080 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 14, 2023 |
| Property Address | 3440 PARAGON TER, HERNANDO BEACH, FL 34607-2949 |
| Document Number | 0043071523 |
| Book / Page | 4307 / 1523 |
| Map Reference | MB 6 PG 78A-78B |
| Instrument Date | May 19, 2023 |
| Instrument | 2023035817 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT |
| Amount | Amount on Record |
|---|---|
| Tax | $6,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10215 US HIGHWAY 12, BROOKLYN, MI 49230-8334 |
| Name | Verified Name |
|---|---|
| Address | 412 N PIMLICO ST, SAINT AUGUSTINE, FL 32092-3004 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 13, 2018 |
| Property Address | 3440 PARAGON TER, HERNANDO BEACH, FL 34607-2949 |
| Document Number | 0036031769 |
| Book / Page | 003603 / 001769 |
| Instrument Date | Jul 3, 2018 |
| Instrument | 42787 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | SOUTHERN SECURITY TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,374.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3440 PARAON TER HERNANDO BEACH FL 34607, HERNANDO BEACH, FL 34607 |
| Document Number | 36031770 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 003603/001770 |
| Instrument | 42788 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2048 |
The 2025 property tax bill for 3440 Paragon Ter was $14,702.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,702.00 | $997,314 Land $542,157 Building $455,157 | $997,314 Land $542,157 Building $455,157 |
| 2023 | $546,581 (+3%) Land $139,248 Building $407,333 | ||
| 2022 | $7,700.00 Homeowner's exemption | $530,661 | $898,770 Land $470,170 Building $428,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3440 Paragon Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3440 Paragon Ter is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures