3440 Paloran Ct, Shingle Springs, CA 95682 Property Records

El Dorado County property record for 3440 Paloran Ct, Shingle Springs, CA 95682

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,315 sqft · built 1986
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Apr 2004)
Tax Bill	$5,767 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070-063-016-000`

Property Details

APN / Parcel Number

Primary APN	`070-063-016-000`
Alternative APNs	`07006316100` `0700631610`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,315 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	43,560 sqft
Terrain	Wooded
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,315 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	3440 PALORAN CT
City	SHINGLE SPRINGS
State	CA
Zip	95682-8783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	SEC 35 10 9
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1010
Census Tract	30812

Owner

3440 Paloran Ct is owned and occupied by two individuals who bought it in April 2004.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3440 PALORAN CT, SHINGLE SPRINGS, CA 95682-8783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 5, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2004 · Amount on File
Deed Sale	Apr 30, 2004 · Amount on File
Prior Sale	Jan 15, 1997 · Amount on File
Deed Document Number	200433838
Prior Transfer Date	Aug 23, 2000
Prior Transfer Doc	0000044023
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3440 PALORAN CT, SHINGLE SPRINGS, CA 95682-8783
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 PALORAN CT, SHINGLE SPRINGS, CA 95682-8783

Mortgage

Document Number	0000022456
Date	Aug 10, 2023
Instrument	2023-0022456

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3440 PALORAN CT, SHINGLE SPRINGS, CA 95682-8783
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022199
Date	May 18, 2020
Instrument	2020-0022199

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3440 PALORAN CT, SHINGLE SPRINGS, CA 95682-8783
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038981
Date	Oct 5, 2018
Instrument	2018-0038981

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Sep 14, 2028

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3440 PALORAN CT, SHINGLE SPRINGS, CA 95682-8783
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 PALORAN CT, SHINGLE SPRINGS, CA 95682-8783

Mortgage

Document Number	0000063849
Date	Oct 8, 2021
Instrument	2021-0063849

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3440 PALORAN CT, SHINGLE SPRINGS, CA 95682-8783
Document Number	0000002420
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3440 PALORAN CT SHINGLE SPRINGS CA 956828783, SHINGLE SPRINGS, CA 95682-8783

Mortgage

Document Number	0000002420
Date	Jan 18, 2017
Instrument	2420

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 3440 Paloran Ct was $5,767 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$548,500 (-) Land $183,000 Building $365,500
2025	$5,767.00 Homeowner's exemption	$548,500 Land $183,000 Building $365,500
2023	$5,756.00 (-0.45%) Homeowner's exemption	$548,500 Land $183,000 Building $365,500
2022	$5,782.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3440 Paloran Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3440 Paloran Ct is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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