3440 Ohara Rd, Carleton, MI 48117 Property Records

Monroe County property record for 3440 Ohara Rd, Carleton, MI 48117

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1948
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$282,000 (Apr 2024)
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-024-039-00`

Property Details

APN / Parcel Number

Primary APN	`06-024-039-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	130,680 sqft (3 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3440 OHARA RD
City	CARLETON
State	MI
Zip	48117-9364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1208-950 3440 O'HARA RD SEC 24 T5S R8E 3 A COM AT A PT LOC 2390.94 FT S 1 DEG 10' W FR THE NE COR OF SE 1/4 TH S 1 DEG 10' W
Legal Range	08E
Legal Township	05S
Legal Section	24
Jurisdiction	MONROE MI
Township / Civil Division	EXETER
Census Block Group	3
Census Block	3050
Census Tract	830500

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22800 MARTINSVILLE RD, BELLEVILLE, MI 48111-9132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Deed Document Number	20245928
Prior Transfer Date	Mar 7, 2024
Prior Transfer Doc	0000003239
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Apr 22, 2026
Property Address	3440 OHARA RD, CARLETON, MI 48117-9364
Document Number	0000007191
Instrument Date	Apr 14, 2026
Instrument	20267191
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 OHARA RD, CARLETON, MI 48117-9364

Mortgage

Document Number	0000007191,
Date	Apr 22, 2026
Instrument	20267191

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	3440 OHARA RD, CARLETON, MI 48117-9364
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22800 MARTINSVILLE RD, BELLEVILLE, MI 48111-9132

Mortgage

Document Number	0000005773
Date	Apr 17, 2024
Instrument	2024R05773

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Exeter Township
Unified School District	Airport Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,150 (+9.13%)	$228,300 (+9.13%)
2025	$1,140.00 (-41.84%) Homeowner's exemption	$104,600 (+30.83%) Land $25,750 Building $78,850	$209,200 (+30.83%) Land $51,500 Building $157,700
2023	$1,960.00 Homeowner's exemption	$79,950	$159,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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