3440 Mountain Chapel Rd, Everett, PA 15537 Property Records

Bedford County property record for 3440 Mountain Chapel Rd, Everett, PA 15537

Property Summary

Property Type	Rural Home
Lot Size	342 acres (14,913,202 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Apr 2021)
Tax Bill	$5,646 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`I.08-0.00-015`

Property Details

APN / Parcel Number

Primary APN	`I.08-0.00-015`
Alternative APN	`250-016183`

Interior

Stories	2 Stories

Exterior

Lot Area	14,913,202 sqft (342 acres)
Deck Area	Deck Area
Shed	1 Shed

Location & Zoning

Street Address	3440 MOUNTAIN CHAPEL RD
City	EVERETT
State	PA
Zip	15537-5367
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	3440 MOUNTAIN CHAPEL RD
Jurisdiction	BEDFORD PA
Township / Civil Division	EAST PROVIDENCE
Census Block Group	4
Census Block	4010
Census Tract	960500

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	75 GOODYEAR RD, CARLISLE, PA 17015-9495
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Deed of Trust, Mortgage · Line of Credit MIDDLETOWN VALLEY BANK
Dec 7, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage MIDDLETOWN VALLEY BANK
Apr 19, 2021	Deed, Transfer · Commercial Mortgage MIDDLETOWN VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Prior Sale	Dec 5, 2016 · Amount on Record
Deed Document Number	20212207
Deed Book / Page	2021 / 2207
Prior Transfer Date	Apr 4, 2021
Prior Transfer Doc	0000001759
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	3440 MOUNTAIN CHAPEL RD, EVERETT, PA 15537-5367
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	ANCHOR SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/999
Date	Mar 14, 2023
Book Page	2023/999
Instrument	2023-000999

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank
Address	MIDDLETOWN, MD 21769

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	3440 MOUNTAIN CHAPEL RD, EVERETT, PA 15537-5367
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	ANCHOR SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/7335
Date	Dec 7, 2021
Book Page	2021/7335
Instrument	2021-007335

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank
Address	MIDDLETOWN, MD 21769

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Apr 19, 2021
Property Address	3440 MOUNTAIN CHAPEL RD, EVERETT, PA 15537-5367
Document Number	02021/2207
Book / Page	2021 / 2207
Instrument Date	Apr 2, 2021
Instrument	2021-002207
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ANCHOR SETTLEMENT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 GOODYEAR RD, CARLISLE, PA 17015-9495

Mortgage

Document Number	02021/2208
Date	Apr 19, 2021
Book Page	2021/2208
Instrument	2021-002208

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank
Address	MIDDLETOWN, MD 21769

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	East Providence Township
Unified School District	Everett Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,646.00 (+18.94%)	$296,370 (-) Land $70,070 Building $226,300	$296,370 (-71.13%) Land $800,400 Building $226,300
2025			$1,026,700 (-) Land $800,400 Building $226,300
2023	$4,747.00 Additional exemption filed	$296,370 Land $70,070 Building $226,300
2012			$1,026,700 Land $800,400 Building $226,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	Jun 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 88% of Pennsylvania
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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