3440 Lower River Rd, Grants Pass, OR 97526 Property Records

Josephine County property record for 3440 Lower River Rd, Grants Pass, OR 97526

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,134 sqft · built 1900
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$351,000 (Feb 2016)
Tax Bill	$2,489 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-06-14-C0-000602`

Property Details

APN / Parcel Number

Primary APN	`36-06-14-C0-000602`
Alternative APN	`R318322`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,134 sqft Living Area
1st Floor Area	1,878 sqft
Attic Area	256 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Exterior Material	Other
Lot Area	41,382 sqft (0.95 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R318322
Street Address	3440 LOWER RIVER RD
City	GRANTS PASS
State	OR
Zip	97526-9026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EF; EXCLUSIVE FARM
Legal Description	P.P. 2005-72, PARCEL 3, ACRES 0.95
Legal Range	06
Legal Township	36
Legal Section	14
Legal Quarter	SW
Legal Subdivision	PARITITION 2005-72
Legal Lot Number	602
Jurisdiction	JOSEPHINE OR
Township / Civil Division	GRANTS PASS
Census Block Group	3
Census Block	3000
Census Tract	360800

Owner

Source: Josephine County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3440 LOWER RIVER RD, GRANTS PASS, OR 97526-9026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 20, 2019	Deed of Trust, Mortgage CALIBER HM LOANS
Feb 28, 2019	Deed of Trust, Mortgage CALIBER HM LOANS
Apr 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage IMORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2016 · Amount on Record
Deed Sale	Feb 17, 2016 · Amount on Record
Prior Sale	Oct 9, 2015
Deed Document Number	2016-001996
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	3440 LOWER RIVER RD, GRANTS PASS, OR 97526-9026
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001406
Date	Jan 27, 2022
Instrument	2022-001406

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	PORTLAND, OR 97223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	3440 LOWER RIVER RD, GRANTS PASS, OR 97526-9026
Document Number	0000016678
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3440 LOWER RIVER RD GRANTS PASS OR 975269026, GRANTS PASS, OR 97526-9026

Mortgage

Document Number	0000016678
Date	Dec 30, 2019
Instrument	16678

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	3440 LOWER RIVER RD, GRANTS PASS, OR 97526-9026
Document Number	0000002486
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3440 LOWER RIVER RD GRANTS PASS OR 975269026, GRANTS PASS, OR 97526-9026

Mortgage

Document Number	0000002486
Date	Mar 5, 2019
Instrument	2486

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	3440 LOWER RIVER RD, GRANTS PASS, OR 97526-9026
Document Number	0000004974
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Apr 21, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3440 LOWER RIVER RD GRANTS PASS OR 975269026, GRANTS PASS, OR 97526-9026

Mortgage

Document Number	0000004974
Date	Apr 14, 2017
Instrument	4974

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2047

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,489.00 (+2.98%)	$343,300 (+3%)	$428,240 (-4.16%) Land $182,110 Building $246,130
2024	$2,417.00 (+19.24%)	$333,310 (+3%)	$446,830 (+5.85%) Land $208,800 Building $238,030
2023	$2,027.00 (+2.17%)	$323,610 (+3%)	$422,130 (-1.07%) Land $194,660 Building $227,470
2022	$1,984.00	$314,190	$426,700 Land $185,310 Building $241,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 91 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	91 in force
Nearby Flood Claims	10 (1981–2016)
Most Recent Claim	Jan 2016 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2005 · 2 claims Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 80% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Hunter Communications, Webformix.

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