3440 Lower Larson Lake Rd, Hackensack, MN 56452 Property Records

Cass County property record for 3440 Lower Larson Lake Rd, Hackensack, MN 56452

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 1,064 sqft · built 2022
Lot Size	2.45 acres (106,722 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Sep 2023)
Tax Bill	$2,606 (2026)
Deeds & Mortgages	Sep 2023 Mortgage May 2022 Sale + 2 more
APN	`05-010-3402`

Property Details

APN / Parcel Number

Primary APN	`05-010-3402`
Alternative APN	`2465`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,064 sqft Base Area
1st Floor Area	1,064 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Flooring	Laminate Plank
Interior Walls	Wood

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	106,722 sqft (2.45 acres)
Lot Dimensions	300 ft deep x 193 ft wide
View / Lot	Waterfront / Beach
Garage Area	728 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2465
Street Address	3440 LOWER LARSON LAKE RD
City	HACKENSACK
State	MN
Zip	56452
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	PT OF GOVT LOT 6 & EASEMENT
Legal Range	30
Legal Township	140
Legal Section	10
Legal Lot Number	6
Jurisdiction	CASS MN
Township / Civil Division	BIRCH LAKE
Census Block Group	2
Census Block	2034
Census Tract	960301

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1321 RYAN AVE W, SAINT PAUL, MN 55113-5959
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
May 27, 2022	Warranty Deed, Transfer MISC COMPANY
Dec 24, 2020	Warranty Deed, Transfer
Sep 8, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	20231574628
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Sep 20, 2023
Property Address	3440 LOWER LARSON LAKE RD, HACKENSACK, MN 56452
Document Number	A000697287
Instrument Date	Sep 15, 2023
Instrument	A000697287
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1321 RYAN AVE W, ROSEVILLE, MN 55113-5959

Mortgage

Document Number	A000697288
Date	Sep 20, 2023
Instrument	A000697288

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	May 27, 2022
Property Address	3440 LOWER LARSON LAKE RD, HACKENSACK, MN 56452
Document Number	A000684569
Instrument Date	May 27, 2022
Instrument	A000684569
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9945 DUELM RD NE, FOLEY, MN 56329-9513

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Dec 24, 2020
Property Address	3440 LOWER LARSON LAKE RD, HACKENSACK, MN 56452
Document Number	A000667669
Instrument Date	Dec 14, 2020
Instrument	A000667669
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2255 PARK VIEW LN NE, SAUK RAPIDS, MN 56379-5806

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Sep 8, 2017
Property Address	3440 LOWER LARSON LAKE RD, HACKENSACK, MN 56452
Document Number	A000634176
Instrument Date	Sep 1, 2017
Instrument	A000634176
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Tax	$461.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 122, HOLDINGFORD, MN 56340-0122

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	Birch Lake Township
Unified School District	Walker-Hackensack-Akeley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,606.00 (+9.59%)
2025	$2,378.00 (+787.31%)	$505,600 (+522.66%) Land $175,100 Building $330,500	$505,600 (+522.66%) Land $175,100 Building $330,500
2023	$268.00
2022		$81,200 Land $81,200	$81,200 Land $81,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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