3440 Lara Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 3440 Lara Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1992
Lot Size	0.968 acres (42,166 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Feb 2008)
Tax Bill	$6 (2025)
Deeds & Mortgages	Sep 2020 Second Mortgage May 2022 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`8 26C`

Property Details

APN / Parcel Number

Primary APN	`8 26C`
Alternative APN	`757`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,166 sqft (0.968 acres)
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	757
Street Address	3440 LARA RD
City	LANCASTER
State	VA
Zip	22503-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NR LEBANON .968 AC LOT 3 LR08/724
Legal Lot Number	3
Jurisdiction	LANCASTER VA
Township / Civil Division	2
Census Block Group	2
Census Block	2012
Census Tract	30100

Owner

3440 Lara Rd is owned by an individual who bought it in February 2008.

Source: Lancaster County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	172 TAYLORS BEACH RD, REEDVILLE, VA 22539-3918
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
May 19, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
May 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 6, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICE LINK LP, SERVICE LINK
Feb 29, 2008	Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2008 · Amount on File
Deed Sale	Feb 29, 2008 · Amount on File
Deed Book / Page	800 / 724
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	3440 LARA RD, LANCASTER, VA 22503-2731
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002048
Date	Sep 17, 2020
Instrument	200002048

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	3440 LARA RD, LANCASTER, VA 22503-2731
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001321
Date	May 19, 2022
Instrument	220001321

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	332 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	3440 LARA RD, LANCASTER, VA 22503-2731
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230000615
Date	Apr 12, 2023
Instrument	230000615

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	321 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	3440 LARA RD, LANCASTER, VA 22503-2731
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250000646
Date	Mar 28, 2025
Instrument	250000646

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	298 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	3440 LARA RD, LANCASTER, VA 22503-2731
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000819
Date	May 9, 2024
Instrument	240000819

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	308 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Recording Date	Jul 6, 2026
Property Address	3440 LARA RD, LANCASTER, VA 22503-2731
Document Number	0000001383
Instrument Date	May 13, 2026
Instrument	20261383
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	SERVICE LINK LP, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 LARA RD, LANCASTER, VA 22503-2731

Mortgage

Document Number	0000001383,
Date	Jul 6, 2026
Instrument	20261383

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	282 Months
Due	Jan 1, 2050

Interest

Rate	6.3%
Max Rate	-1%

February 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Feb 29, 2008
Property Address	3440 LARA RD, LANCASTER, VA 22503-2731
Document Number	000800/724
Book / Page	800 / 724
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000800725
Date	Feb 29, 2008
Instrument	800/725

Lender

Name	BANK OF AMERICA NA

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3440 Lara Rd was $6.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6.00	$111,600 Land $12,000 Building $99,600	$111,600 Land $12,000 Building $99,600
2023	$488.00	$77,600 Land $12,000 Building $65,600	$77,600 Land $12,000 Building $65,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3440 Lara Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3440 Lara Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000

May also be available: Breezeline.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lara Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures