Saginaw County property record for 3440 Fehn Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,514 sqft · built 1904 |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $52,500 (Mar 2010) |
| Tax Bill | $2,189 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-10-4004-000 |
| Primary APN | 22-12-2-10-4004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,514 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 62,726 sqft (1.44 acres) |
| Porch | Covered Porch |
| Porch Area | 92 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3440 FEHN RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-8600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | COM AT S 1/4 CORN OF SEC 10 TH N 2072.89 FT TO POB TH CONT N 325 FT TH N86DEG E 193 FT TH S 325 FT TH S86DEG W 193 FT TO POB |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 10 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 12100 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3440 FEHN RD, HEMLOCK, MI 48626-8600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2010 · Amount on Record |
| Deed Sale | Mar 17, 2010 · Amount on Record |
| Prior Sale | Nov 18, 2002 · Amount on Record |
| Deed Document Number | 20106348 |
| Deed Book / Page | 2571 / 139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 3440 FEHN RD, HEMLOCK, MI 48626-8600 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3440 FEHN RD, HEMLOCK, MI 48626-8600 |
| Document Number | 0000026549 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 2025026549 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | 6640 BAY RD, SAGINAW, MI 48604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 7, 2050 |
| Change Frequency | Monthly |
|---|
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,300 (+44.3%) | $174,600 (+44.3%) | |
| 2025 | $2,189.00 (+18.52%) Homeowner's exemption | ||
| 2023 | $60,500 | $121,000 | |
| 2022 | $1,847.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
5G (outdoors only) and 4G LTE
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