3440 Elizabeth Cir, Waco, TX 76711 Property Records

McLennan County property record for 3440 Elizabeth Cir, Waco, TX 76711

Property Summary

Property TypeResidential Vacant Land
Lot Size0.263 acres (11,456 sqft)
Owner2 Individual Names on Record
Last Sale$82,000 (Nov 2011)
Tax Bill$571 (2025)
Deeds & MortgagesJan 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN48-024901-000400-0

Property Details

APN / Parcel Number

Primary APN48-024901-000400-0
Alternative APNs
  • 4802490100040000101
  • 178775

Exterior

Lot Area11,456 sqft (0.263 acres)
Lot Dimensions151 ft deep x 100 ft wide

Location & Zoning

Street Address3440 ELIZABETH CIR
CityWACO
StateTX
Zip76711-1525
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR1B
Legal DescriptionJOSEPH TOM LOT 4 BLOCK 1 ACRES .263
Legal SubdivisionJOSEPH TOM
Legal Block1
Legal Lot Number4
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1018
Census Tract4300

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3441 ELIZABETH CIR, WACO, TX 76711-1525
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2011 · Amount on Record
Deed SaleNov 14, 2011 · Amount on Record
Deed Document Number201135052
Prior Transfer DateNov 9, 2011
Prior Transfer Doc0000035052
Record UpdatedOct 29, 2026

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3440 ELIZABETH CIR, WACO, TX 76711-1525
Document Number0000006705
Instrument DateJan 31, 2018
Transaction TypeMortgage
Record UpdatedMar 15, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address3441 ELIZABETH CIR WACO TX 767111525, WACO, TX 76711-1525

Mortgage

Document Number0000006705
DateMar 2, 2018
Instrument6705
Lender
NameWELLS FARGO BK/TX
TypeBank
AddressFORT MILL, SC 29715
Agreement
AmountAmount Recorded
Term360 Months
DueMar 1, 2048
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$28,068 (+10.37%) Land $28,068$28,068 (+10.37%) Land $28,068
2025$571.00 (-0.35%)$25,430 (-) Land $25,430$25,430 (-) Land $25,430
2024$573.00 (+0.53%)
2023$25,430 Land $25,430$25,430 Land $25,430
2022$570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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