3440 Delbert Rd, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 3440 Delbert Rd, Eau Claire, WI 54703

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 976 sqft · built 1982
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on Record
Tax Bill	$2,757 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-0749-000`

Property Details

APN / Parcel Number

Primary APN	`11-0749-000`
Alternative APNs	`18221-2-270903-120-2070` `221110749000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
Basement Area	976 sqft
Finished Basement	664 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	16,379 sqft (0.376 acres)
Lot Dimensions	260 ft deep x 63 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	3440 DELBERT RD
City	EAU CLAIRE
State	WI
Zip	54703-1188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 17 BLK 6 HILLVIEW 2ND ADD
Legal Range	09W
Legal Township	27N
Legal Section	03
Legal Subdivision	HILLVIEW 2ND ADD
Legal Block	6
Legal Lot Number	17
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	3
Census Block	3010
Census Tract	502

Owner

Source: Eau Claire County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3440 DELBERT RD, EAU CLAIRE, WI 54703-1188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2024	Deed of Trust, Mortgage · Line of Credit ROYAL CU
Jan 2, 2026	Quit Claim Deed, Transfer · Conventional Mortgage WESTCONSIN CU
Jan 2, 2026	Quit Claim Deed, Transfer · Conventional Mortgage WESTCONSIN CU
Dec 16, 2019	Warranty Deed, Transfer · Conventional with PMI WESTCONSIN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2026
Deed Sale	Jan 2, 2026
Prior Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	20261275067
Prior Transfer Date	Dec 26, 2025
Prior Transfer Doc	0001275067
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	3440 DELBERT RD, EAU CLAIRE, WI 54703-1188
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001255274
Date	Jun 3, 2024
Instrument	1255274

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 2, 2044

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Jan 2, 2026
Property Address	3440 DELBERT RD, EAU CLAIRE, WI 54703-1188
Document Number	0001275067
Instrument Date	Dec 26, 2025
Instrument	1275067
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$536.10
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 DELBERT RD, EAU CLAIRE, WI 54703-1188

Mortgage

Document Number	0001275068
Date	Jan 2, 2026
Instrument	1275068

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2020
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Jan 2, 2026
Property Address	3440 DELBERT RD, EAU CLAIRE, WI 54703-1188
Document Number	0001275067
Instrument Date	Dec 26, 2025
Instrument	1275067
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$536.10
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 DELBERT RD, EAU CLAIRE, WI 54703-1188

Mortgage

Document Number	0001275068
Date	Jan 2, 2026
Instrument	1275068

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2020
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Dec 16, 2019
Property Address	3440 DELBERT RD, EAU CLAIRE, WI 54703-1188
Document Number	0001184816
Instrument Date	Dec 12, 2019
Instrument	1184816
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3440 DELBERT RD EAU CLAIRE WI 547031188, EAU CLAIRE, WI 54703-1188

Mortgage

Document Number	1184817
Date	Dec 16, 2019
Instrument	1184817

Lender

Name	WESTCONSIN CU
Type	Credit Union
Address	MENOMONIE, WI 54751

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,757.00 (+2.76%)	$147,400 (-) Land $20,600 Building $126,800	$192,800 (+1.96%)
2024	$2,683.00 Homeowner's exemption	$147,400 (-) Land $20,600 Building $126,800	$189,100
2023		$147,400 (-) Land $20,600 Building $126,800
2022		$147,400 Land $20,600 Building $126,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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