3440 Curtis Ave, Arcata, CA 95521 Property Records

Humboldt County property record for 3440 Curtis Ave, Arcata, CA 95521

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jun 2010)
Tax Bill	$4,340 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`507-022-022-000`

Property Details

APN / Parcel Number

Primary APN	`507-022-022-000`
Alternative APN	`50702222`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	3440 CURTIS AVE
City	ARCATA
State	CA
Zip	95521-4953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	SUB: CURTIS HTS PLAT BOOK: 12 PLAT PAGE: 10 BLOCK: F LOT: 10
Legal Subdivision	CURTIS HTS
Legal Block	F
Legal Lot Number	10
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	1
Census Block	1001
Census Tract	1200

Owner

Source: Humboldt County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3440 CURTIS AVE, ARCATA, CA 95521-4953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2010 · Amount on Record
Deed Sale	Jun 30, 2010 · Amount on Record
Prior Sale	Jul 11, 2003 · Amount on Record
Deed Document Number	201013888
Last Transfer Date	Oct 23, 2025
Transfer Doc	0000014553
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Jun 11, 2026
Property Address	3440 CURTIS AVE, ARCATA, CA 95521-4953
Document Number	0000007550
Instrument Date	Jun 11, 2026
Instrument	20267550
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3440 CURTIS AVE, ARCATA, CA 95521-4953

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	3440 CURTIS AVE, ARCATA, CA 95521-4953
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 JACKSON SST 2404, 2404, SAN FRANCISCO, CA 94111-1942

Mortgage

Document Number	0000009263
Date	Apr 26, 2021
Instrument	2021-009263

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Secondary School District	Northern Humboldt Union High School District (09 - 12)
Elementary School District	Pacific Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,340.00 (+2.5%)	$387,232 (+4.04%) Land $174,253 Building $212,979
2024	$4,234.00
2023	$4,234.00 (+0.59%)	$372,197 Land $167,488 Building $204,709
2022	$4,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCATA serves 18,857 people · EPA ID CA1210001
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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