3440 Coleman Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 3440 Coleman Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,372 sqft · built 2000
Lot Size	2.3 acres (100,275 sqft)
Owner	Individual Name on File
Tax Bill	$9,800 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04200-00-00-17200`

Property Details

APN / Parcel Number

Primary APN	`04200-00-00-17200`
Alternative APN	`8936`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,372 sqft Finished Area
Attic	Attic
Attic Area	690 sqft
Basement Area	1,423 sqft
Finished Basement	984 sqft
Unfinished Basement	439 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	100,275 sqft (2.3 acres)
Garage Area	624 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	147 sqft
Deck Area	386 sqft
Patio Area	250 sqft
Storage Building	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3440 COLEMAN DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	WAVERLY 8
Legal Subdivision	WAVERLY
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	3
Census Block	3028
Census Tract	10100

Owner

3440 Coleman Dr is owned and occupied by an individual.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3440 COLEMAN DR, CHARLOTTESVILLE, VA 22901-9441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Dec 13, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3440 COLEMAN DR, CHARLOTTESVILLE, VA 22901-9441
Document Number	0000013560
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3440 COLEMAN DR CHARLOTTESVILLE VA 229019441, CHARLOTTESVILLE, VA 22901-9441

Mortgage

Document Number	0000013560
Date	Sep 29, 2020
Book Page	005397/000397
Instrument	13560

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 28, 2035

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3440 COLEMAN DR, CHARLOTTESVILLE, VA 22901-9441
Document Number	0000000256
Book / Page	005002 / 000472
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 1, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3440 COLEMAN DR CHARLOTTESVILLE VA 229019441, CHARLOTTESVILLE, VA 22901-9441

Mortgage

Document Number	0000000256
Date	Jan 9, 2018
Book Page	005002/000472
Instrument	256

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3440 Coleman Dr was $9,800, up 9% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,800.00 (+9.03%)	$1,096,200 Land $188,300 Building $907,900	$1,096,200 Land $188,300 Building $907,900
2025	$8,988.00
2023	$7,751.00	$907,700 Land $174,900 Building $732,800	$907,700 Land $174,900 Building $732,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3440 Coleman Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jun 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3440 Coleman Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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