St. Clair County property record for 3440 Cherry St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 950 sqft · built 1938 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Oct 2026) |
| Tax Bill | $2,561 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-210-0058-000 |
| Primary APN | 74-06-210-0058-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| 1st Floor Area | 950 sqft |
| Basement Area | 950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3440 CHERRY ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 63 ASMAN'S GRATIOT GARDENS SUBDIVISION |
| Legal Subdivision | ASMANS GRATIOT GARDENS SUBDIVISION |
| Legal Lot Number | 63 |
| Legal Unit | 63 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 629000 |
Source: St. Clair County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2952 W WATER WOODS DR, 2, PORT HURON, MI 48060-7703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Oct 7, 2026 | Warranty Deed, Transfer FIRST TITLE, PLATINUM FIRST TITLE |
| Nov 30, 2017 | Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2026 · Amount on Record |
| Deed Sale | Oct 7, 2026 · Amount on Record |
| Prior Sale | Nov 30, 2017 · Amount on Record |
| Deed Document Number | 202620409 |
| Deed Book / Page | 5972 / 323 |
| Prior Transfer Date | Jul 31, 2007 |
| Prior Transfer Doc | 003750/728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 30, 2026 |
| Property Address | 3440 CHERRY ST, PORT HURON, MI 48060-2112 |
| Document Number | 0000019895 |
| Book / Page | 5970 / 168 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 202619895 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000019895, |
|---|---|
| Date | Sep 30, 2026 |
| Book Page | 5970/168 |
| Instrument | 202619895 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 7, 2026 |
| Property Address | 3440 CHERRY ST, PORT HURON, MI 48060-2112 |
| Document Number | 0000020409 |
| Book / Page | 5972 / 323 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 202620409 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | FIRST TITLE, PLATINUM FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $113,625.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 30, 2017 |
| Property Address | 3440 CHERRY ST, PORT HURON, MI 48060-2112 |
| Document Number | 0048960074 |
| Book / Page | 004896 / 000074 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $817.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3730 LAPEER RD PORT HURON MI 480607799, PORT HURON, MI 48060-7799 |
| Document Number | 48960076 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 004896/000076 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2047 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,400 (+12.43%) | $162,800 (+12.43%) | |
| 2025 | $2,561.00 (+2.69%) Homeowner's exemption | $72,400 (+23.34%) | |
| 2024 | $2,494.00 (+16.76%) | $144,800 (+23.34%) | |
| 2023 | $58,700 | ||
| 2022 | $2,136.00 | $117,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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