San Diego County property record for 3440 Camino Largo, Carlsbad, CA 92009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,910 sqft · built 1998 |
| Lot Size | 0.155 acres (6,736 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $377,000 (Apr 1998) |
| Tax Bill | $7,754 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jun 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-471-39-00 |
| Primary APN | 264-471-39-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,910 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 6,736 sqft (0.155 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3440 CAMINO LARGO |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92009-8930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10000 |
| Legal Description | LOT 186 TR 013399 |
| Legal Subdivision | CARLSBAD COURT |
| Legal Tract | 013399 |
| Legal Block | 1 |
| Legal Lot Number | 186 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 17109 |
3440 Camino Largo is owned and occupied by two individuals who bought it in April 1998.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3440 CAMINO LARGO, CARLSBAD, CA 92009-8930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Jun 14, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK |
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 1998 · Amount on File |
| Deed Sale | Apr 24, 1998 · Amount on File |
| Prior Sale | Sep 19, 1997 · Amount on File |
| Deed Document Number | 1998237446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3440 CAMINO LARGO, CARLSBAD, CA 92009-8930 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000242056 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 2018-0242056 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3440 CAMINO LARGO, CARLSBAD, CA 92009-8930 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000242057 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 2018-0242057 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 26, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3440 CAMINO LARGO, CARLSBAD, CA 92009-8930 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3440 CAMINO LARGO, CARLSBAD, CA 92009-8930 |
| Document Number | 0000726837 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2020-0726837 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2035 |
The 2025 property tax bill for 3440 Camino Largo was $7,754 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $639,737 (+2%) Land $181,220 Building $458,517 | |
| 2025 | $7,754.00 Homeowner's exemption | $627,194 Land $177,667 Building $449,527 |
| 2023 | $7,243.00 (+2.36%) Homeowner's exemption | $602,841 Land $170,769 Building $432,072 |
| 2022 | $7,076.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3440 Camino Largo in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3440 Camino Largo is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Ting.
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