3440 Boca Raton Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3440 Boca Raton Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1998
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$274,645 (Aug 2021)
Tax Bill	$2,595 (2024)
Deeds & Mortgages	Nov 2025 Second Mortgage Sep 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-2.0-04.0-2-001-017.38`

Property Details

APN / Parcel Number

Primary APN	`09-2.0-04.0-2-001-017.38`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Open Frame Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3440 BOCA RATON DR
City	ARNOLD
State	MO
Zip	63010-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKWOOD FOREST 2 LOT 38
Legal Range	6E
Legal Township	42N
Legal Section	04
Legal Subdivision	ROCKWOOD FOREST 2
Legal Block	1
Legal Lot Number	38
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1001
Census Tract	700115

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3440 BOCA RATON DR, ARNOLD, MO 63010-4302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Sep 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 27, 2020	Deed of Trust, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on Record
Deed Sale	Aug 4, 2021 · Amount on Record
Prior Sale	Dec 13, 2012 · Amount on Record
Deed Document Number	202133786
Prior Transfer Date	Jul 27, 2021
Prior Transfer Doc	2021R033786
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3440 BOCA RATON DR, ARNOLD, MO 63010-4302
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 BOCA RATON DR, ARNOLD, MO 63010-4302

Mortgage

Document Number	0000029945
Date	Nov 18, 2025
Instrument	2025R-029945

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2035

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3440 BOCA RATON DR, ARNOLD, MO 63010-4302
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 BOCA RATON DR, ARNOLD, MO 63010-4302

Mortgage

Document Number	0000024178
Date	Sep 25, 2023
Instrument	2023R-024178

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3440 BOCA RATON DR, ARNOLD, MO 63010-4302
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 BOCA RATON DR, ARNOLD, MO 63010-4302

Mortgage

Document Number	0000005978
Date	Feb 22, 2022
Instrument	2022R-005978

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Aug 4, 2021
Property Address	3440 BOCA RATON DR, ARNOLD, MO 63010-4302
Document Number	2021R033786
Map Reference	MB 135 PG 13
Instrument Date	Jul 27, 2021
Instrument	2021R-033786
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 BOCA RATON DR, ARNOLD, MO 63010-4302

Mortgage

Document Number	2021R033787
Date	Aug 4, 2021
Instrument	2021R-033787

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3440 BOCA RATON DR, ARNOLD, MO 63010-4302
Document Number	0000041916
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 BOCA RATON DR ARNOLD MO 630104302, ARNOLD, MO 63010-4302

Mortgage

Document Number	0000041916
Date	Nov 4, 2020
Instrument	41916

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 3, 2035

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,100 (+8.09%) Land $5,900 Building $34,200	$211,300 (-) Land $31,100 Building $180,200
2024	$2,595.00 (+0.62%)		$211,300 (+8.08%) Land $31,100 Building $180,200
2023	$2,579.00	$37,100 Land $5,900 Building $31,200	$195,500 Land $31,100 Building $164,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	33 (1979–2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 10 serves 10,000 people · EPA ID MO6024302
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Jan 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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