3440 Black Oak Dr, Rocklin, CA 95765 Property Records

Placer County property record for 3440 Black Oak Dr, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,226 sqft · built 2003
Lot Size	0.327 acres (14,255 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,230,000 (Aug 2021)
Tax Bill	$11,622 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`377-130-003-000`

Property Details

APN / Parcel Number

Primary APN	`377-130-003-000`
Alternative APN	`377-130-003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,226 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	14,255 sqft (0.327 acres)
Garage Area	692 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	377-130-003
Street Address	3440 BLACK OAK DR
City	ROCKLIN
State	CA
Zip	95765-4641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1180 WHITNEY OAKS PHASE 3 PAR 68 UNIT 35 Y-41
Legal Subdivision	WHITNEY OAKS PHASE 3 PAR 68 UNIT 35
Legal Lot Number	1180
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1001
Census Tract	21122

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3440 BLACK OAK DR, ROCKLIN, CA 95765-4641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	May 30, 2003 · Amount on Record
Deed Document Number	202199443
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 5, 2021
Property Address	3440 BLACK OAK DR, ROCKLIN, CA 95765-4641
Document Number	0000099443
Map Reference	MB Y PG 41
Instrument Date	Jul 30, 2021
Instrument	2021-0099443
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3440 BLACK OAK DR, ROCKLIN, CA 95765-4641

Mortgage

Document Number	0000099444
Date	Aug 5, 2021
Instrument	2021-0099444

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3440 BLACK OAK DR, ROCKLIN, CA 95765-4641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 BLACK OAK DR, ROCKLIN, CA 95765-4641

Mortgage

Document Number	0000011343
Date	Jan 27, 2021
Instrument	2021-0011343

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,013,000 (+4.97%) Land $185,300 Building $827,700
2025	$11,622.00 (-6.46%) Homeowner's exemption	$965,000 (+3.99%) Land $176,500 Building $788,500
2023	$12,425.00 (-20.43%) Homeowner's exemption	$928,000 Land $169,800 Building $758,200
2022	$15,615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, DigitalPath.

Cell Coverage

5G (outdoors only) and 4G LTE

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