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3440 Bainbridge Dr, Holiday, FL 34691 Property Records

Pasco County property record for 3440 Bainbridge Dr, Holiday, FL 34691

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,044 sqft · built 1970
Lot Size0.137 acres (5,950 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Dec 2023)
Tax Bill$2,523 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Oct 2023 Sale
+ 3 more
Flood ZoneZone X (moderate risk)
APN24-26-15-0860-00001-5610

Property Details

APN / Parcel Number

Primary APN24-26-15-0860-00001-5610
Alternative APNs
  • 1526240860000015610
  • 2215607

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,044 sqft Living Area
Gross Area1,540 sqft
1st Floor Area1,044 sqft
FlooringTerrazzo
Interior WallsPlaster

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,950 sqft (0.137 acres)
Garage TypeAttached
Garage Area364 sqft
DrivewayConcrete Driveway
Driveway Area366 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area204 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3440 BAINBRIDGE DR
CityHOLIDAY
StateFL
Zip34691-1007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionBEACON SQUARE UNIT 14-C PB 9 PGS 156-157 LOT 1561
Legal Range15E
Legal Township26S
Legal Section24
Legal SubdivisionBEACON SQUARE
Legal Tract860
Legal Block1
Legal Lot Number1561
Legal Unit14-C
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1011
Census Tract30407

Owner

3440 Bainbridge Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Pasco County records, as of June 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3440 BAINBRIDGE DR, HOLIDAY, FL 34691-1007
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 16, 2023Warranty Deed, Transfer
OS NATIONAL TITLE
Nov 5, 2022Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Feb 24, 2020Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jun 30, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2023 · Amount on File
Deed SaleDec 20, 2023 · Amount on File
Prior SaleOct 16, 2023 · Amount on File
Deed Document Number2023220857
Deed Book / Page10934 / 617
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateDec 20, 2023
Property Address3440 BAINBRIDGE DR, HOLIDAY, FL 34691-1007
Document Number0109340617
Book / Page10934 / 617
Map ReferenceMB 9 PG 156
Instrument DateDec 18, 2023
Instrument2023220857
Transaction TypeTransfer
Record UpdatedJan 1, 2024
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address3440 BAINBRIDGE DR, HOLIDAY, FL 34691-1007

Mortgage

Document Number0010934619
DateDec 20, 2023
Instrument10934/619
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateOct 16, 2023
Property Address3440 BAINBRIDGE DR, HOLIDAY, FL 34691-1007
Document Number0109013249
Book / Page10901 / 3249
Map ReferenceMB 9 PG 156
Instrument DateOct 12, 2023
Instrument2023182957
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyOS NATIONAL TITLE

Transaction

AmountAmount on Record
Tax$1,659.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12262 S HYACINTH PT, FLORAL CITY, FL 34436-4583

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address3440 BAINBRIDGE DR, HOLIDAY, FL 34691-1007
Transaction TypeMortgage
Record UpdatedNov 22, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3440 BAINBRIDGE DR, HOLIDAY, FL 34691-1007

Mortgage

Document Number0107191750
DateNov 5, 2022
Book Page10719/1750
Instrument2022238144
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term328 Months
DueMar 1, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateFeb 24, 2020
Property Address3440 BAINBRIDGE DR, HOLIDAY, FL 34691-1007
Document Number0100580548
Book / Page10058 / 0548
Map ReferenceMB 9 PG 156
Instrument DateFeb 21, 2020
Instrument2020031776
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address504 173RD AVE E, 504, NORTH REDINGTON BEACH, FL 33708-1337

Transferred To (Grantee/Buyer)

NameVerified Name
Address3440 BAINBRIDGE DR, HOLIDAY, FL 34691-1007

Mortgage

Document Number0100580550
DateFeb 24, 2020
Instrument10058/0550
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJun 30, 2017
Property Address3440 BAINBRIDGE DR, HOLIDAY, FL 34691-1007
Document Number0095670728
Book / Page009567 / 000728
Instrument DateMar 24, 2017
Instrument103772
Transaction TypeTransfer
Record UpdatedJul 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
AddressPO BOX 8096 MADEIRA BEACH FL 337388096, MADEIRA BEACH, FL 33738-8096

Tax Assessment & Valuation

The 2025 property tax bill for 3440 Bainbridge Dr was $2,523 with a homeowner's exemption.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$174,281 (-1.49%) Land $31,416 Building $142,865$174,281 (-1.49%) Land $31,416 Building $142,865
2025$2,523.00 Homeowner's exemption$176,909 Land $31,416 Building $145,493$176,909 Land $31,416 Building $145,493
2023$4,077.00 (+14.75%)$172,980 (+28.4%) Land $19,635 Building $153,345$172,980 (+28.4%) Land $19,635 Building $153,345
2022$3,553.00$134,716 Land $16,363 Building $118,353$134,716 Land $16,363 Building $118,353

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3440 Bainbridge Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 124 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies124 in force
Nearby Flood Claims89 (1981–2024)
Claims Outside the SFHA4 of 89
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 30 claims
  • Tropical Storm Debby, Jul 2012 · 11 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3440 Bainbridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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