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3440 Babiche St, Saint Johns, FL 32259 Property Records

St. Johns County property record for 3440 Babiche St, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,608 sqft · built 2005
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$540,000 (Aug 2021)
Tax Bill$5,548 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone A (high risk)
APN009858-0430

Property Details

APN / Parcel Number

Primary APN009858-0430

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area2,608 sqft Living Area
Gross Area3,602 sqft
1st Floor Area2,608 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area564 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area626 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3440 BABICHE ST
CitySAINT JOHNS
StateFL
Zip32259-2196
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description45/100-106 CHEROKEE CROSSING 2 AT CIMARRONE GOLF & COUNTRY CLUB LOT 43 OR5357/622
Legal Range27E
Legal Township05S
Legal Section13
Legal SubdivisionCHEROKEE CROSSING TWO AT CIMARRONE GOLF
Legal Block1
Legal Lot Number43
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1011
Census Tract20810

Owner

3440 Babiche St is owned and occupied by two individuals who bought it in August 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address3440 BABICHE ST, SAINT JOHNS, FL 32259-2196
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Apr 11, 2019Warranty Deed, Transfer · Conventional Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2021 · Amount on File
Deed SaleAug 31, 2021 · Amount on File
Prior SaleApr 11, 2019 · Amount on File
Deed Document Number202196115
Deed Book / Page5357 / 622
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 31, 2021
Property Address3440 BABICHE ST, SAINT JOHNS, FL 32259-2196
Document Number0053570622
Book / Page5357 / 622
Map ReferenceMB 45 PG 100-106
Instrument DateAug 30, 2021
Instrument2021096115
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyNOT AVAILABLE, RIVER CITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 BREEZY PT, ST AUGUSTINE, FL 32092-2902

Transferred To (Grantee/Buyer)

NameVerified Name
Address3440 BABICHE ST, ST JOHNS, FL 32259-2196

Mortgage

Document Number0005357624
DateAug 31, 2021
Instrument5357/624
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 11, 2019
Property Address3440 BABICHE ST, SAINT JOHNS, FL 32259-2196
Document Number0047071338
Book / Page4707 / 1338
Map ReferenceMB 45 PG 100-106
Instrument DateApr 10, 2019
Instrument2019024714
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyLANDMARK TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,793.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3440 BABICHE ST, SAINT JOHNS, FL 32259-2196

Mortgage

Document Number2019024715
DateApr 11, 2019
Instrument2019024715
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3440 Babiche St was $5,548 with a homeowner's exemption, up 12.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$437,368 (+2.7%)$547,920 (+0.91%) Land $142,000 Building $405,920
2025$5,548.00 (+12.1%) Homeowner's exemption$425,870 (+2.9%)$543,000 (+4.68%) Land $132,000 Building $411,000
2024$4,949.00 (+1.94%) Homeowner's exemption$413,868 (+3%)$518,721 (-0.83%) Land $120,000 Building $398,721
2023$4,855.00 (+2.75%) Homeowner's exemption$401,814 (+3%)$523,055 (+12.98%) Land $120,000 Building $403,055
2022$4,725.00 Homeowner's exemption$390,111$462,981 Land $106,400 Building $356,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3440 Babiche St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 181 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3440 Babiche St is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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