3440 Amberjack Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3440 Amberjack Dr, Hernando Beach, FL 34607 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	1,847 sqft Living Area
Lot Size	7,500 sqft (0.172 acres)
Garage	Attached, 1,544 sqft
Last Sale	$42,000 (2019)
Tax Bill	$8,620.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R24-223-16-2370-0133-0310`
Alternative APNs	`00934403` `934403`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,847 sqft Living Area
Gross Area	4,000 sqft Gross Area
1st Floor	1,847 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Wood Flooring

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	7,500 sqft (0.172 acres)
Parking Spaces	6 Parking Spaces
Garage Type	Attached Garage
Garage Area	1,544 sqft Garage
Pool Area	344 sqft Pool
Patio Area	215 sqft Patio
Porch	Open Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Account Number	00934403
Street Address	3440 AMBERJACK DR
City	HERNANDO BEACH
State	FL
Zip	34607-3601
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HERNANDO BEACH UNIT 13-B BLK 133 LOT 31
Legal Range	16E
Legal Township	23S
Legal Section	24
Legal Subdivision	HERNANDO BEACH UNIT 13-B
Legal Block	133
Legal Lot Number	31
Jurisdiction	HERNANDO FL
Minor Civil Division	HERNANDO BEACH
Census Blockgroup	1
Census Block	1008
Census Tract	41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0133-0310

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	15 WHEELER AVE, WARWICK, NY 10990-1314
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 07, 2019 · Amount on Record
Deed Sale	May 07, 2019 · Amount on Record
Prior Sale	Mar 02, 2011 · Amount on Record
Deed Doc Number	201927687
Deed Book / Page	3700 / 1128
Last Transfer Date	Sep 18, 2024
Transfer Doc	0044801824
Record Refreshed	Jun 08, 2026

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Apr 13, 2020
Property Address	3440 AMBERJACK DR, HERNANDO BEACH, FL 34607-3601
Document Number	0038290134
Book / Page	003829 / 000134
Instrument Date	Apr 10, 2020
Instrument	23240
Transaction Type	Construction Loan
Record Updated	Jun 16, 2020
Title Company	GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	15 WHEELER AVE WARWICK NY 109901314, WARWICK, NY 10990-1314

Mortgage

Document Number	38290134
Date	Apr 13, 2020
Book Page	003829/000134
Instrument	23240

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 12, 2035

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,620.00 (-1.18%)	$566,194 (-1.42%) Land $84,900 Building $481,294	$566,194 (-1.42%) Land $84,900 Building $481,294
2023		$574,367 (-2.47%) Land $134,788 Building $439,579
2022	$8,723.00	$588,942 Land $74,325 Building $514,617	$574,367 Land $87,525 Building $486,842

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	About 1 in 625 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.