Rutherford County property record for 344 Webb Rd, Ellenboro, NC 28040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,952 sqft · built 1978 |
| Lot Size | 4.07 acres (177,289 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,704 (2022) |
| Deeds & Mortgages | Aug 2018 Mortgage Jul 2020 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1608202 |
| Primary APN | 1608202 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,952 sqft Heated Area |
| Gross Area | 2,160 sqft |
| Basement Area | 1,088 sqft |
| Finished Basement | 648 sqft |
| Unfinished Basement | 440 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 177,289 sqft (4.07 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 296 sqft |
| Deck Area | 132 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 26714 |
|---|---|
| Street Address | 344 WEBB RD |
| City | ELLENBORO |
| State | NC |
| Zip | 28040-8394 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:1587010762170000; RES GROGG CRK ROAD 1982 |
| Legal Block | 1 |
| Legal Lot Number | 5E |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | COLFAX |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 961002 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 344 WEBB RD, ELLENBORO, NC 28040-8394 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 28, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 3, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 25, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 20, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000526224 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 344 WEBB RD, ELLENBORO, NC 28040-8394 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020153081 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 2015/3081 |
| Instrument | 201800001914 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 344 WEBB RD, ELLENBORO, NC 28040-8394 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020351123 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 2035/1123 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | FOREST CITY, NC 28043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 344 WEBB RD, ELLENBORO, NC 28040-8394 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0020351108 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 2035/1108 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 344 WEBB RD, ELLENBORO, NC 28040-8394 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020454067 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 2045/4067 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 344 WEBB RD, ELLENBORO, NC 28040-8394 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020454083 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 2045/4083 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | FOREST CITY, NC 28043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 344 WEBB RD, ELLENBORO, NC 28040-8394 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020630920 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 2063/920 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | FOREST CITY, NC 28043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 344 WEBB RD, ELLENBORO, NC 28040-8394 |
| Document Number | 0020153095 |
| Instrument Date | Aug 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0020153095 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 002015/003095 |
| Instrument | 1915 |
| Name | STATE EMPS CU |
|---|---|
| Address | FOREST CITY, NC 28043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $349,400 Land $40,000 Building $309,400 | $349,400 Land $40,000 Building $309,400 | |
| 2022 | $1,704.00 | ||
| 2021 | $1,704.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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